Free $250 From WTDirect Savings Account

EDIT: Wow, it looks like WTDirect has pulled this promo already. I just received this email this afternoon: We would like to thank you for your recent participation in the WTDirect Sign On Bonus promotion. The promotion was wildly successful, moreso than forecasted. Unfortunately, WTDirect needs to end the promotion early. Effective immediately, the Sign On Bonus is no longer valid.  Damn, and I didn’t even get a chance to get in on it. I hope you all did.

WTDirect is offering up to a $250 bonus when opening a new High Yield Savings Account with them. If you open a WTDirect Savings Account by September 5th you will receive a bonus based on your initial deposit amount.  Here are the deposit amounts and associated bonuses:

Initial Deposit	Bonus Received
$10,000	$100
$15,000	$150
$20,000	$200
$25,000	$250

You must keep the initial balalnce in the account for 60 days.  The current interest rate on the account is 3.31% APY which is pretty respectable considering other banks out there.

Use the promo code WTF3SOB when Signing Up. Note that the  bonus will be credited to your WTDirect account during the first week of November, assuming you fulfilled the deposit and hold requirements.

Free $125 When Opening Chase Free Checking Account

If you open a Chase Free Checking account by October 15th, you can receive a $125 bonus.
The only catch is that you currently have to have an existing Chase account, be it a mortgage, credit card, etc.

To qualify for the bonus, goto Chase.com, log in with your userid and password. Once you have successfully logged in, cut and paste the URL below into that same window and hit enter.

http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/75158_Checking_Offer&ID=0000008415

You should then be sent to the promotion page for the offer. You can either print it out to open an account in a branch, or complete the application online from the link on the offer page.

You must open the account with a minimum of $100 and set up direct deposit to the account. The first direct deposit must be completed within 60 calendar days of account opening. The $125 reward will be deposited into your new account within 6-8 weeks after the initial direct deposit is completed.

Chase Free Checking has no monthly service fee when you have a direct deposit or five or more debit card purchases post to your account each statement period.

This isn’t a bad deal if you are looking for a free checking account and some cold hard cash to go along with it!

Open ETRADE’s Complete Savings Account and Get $25

For those of you that missed getting in on this bonus in February, Etrade has resurrected its $25 sign up bonus for its Complete Savings Account. All you need is a minimum deposit of $1. You need to open the account by 2/15/08.

The Complete Savings Account is currently offering an APY of 3.01%, so why not open it, get the $25, then start socking some money away at a high interest rate. I’m in on this one for sure!

Sign up on the Account’s promo page.

Deal Small Print:
$25 will be credited to your Complete Savings Account within 30 days of the account being funded with a minimum deposit of $1. Payments will be reported as interest income. Accounts must be opened by 5/31/2008 to quality for the $25 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.

Build a Niche Stores Review

After the overwhelming number of emails in response to my Can You Make Money Online? post, I thought I would show you one of the things I am doing to make a little extra money.

I am creating a few Build A Niche Stores, which are commonly referred to as BANS Stores.

BANS is a software that allows you to instantly create a store composed of eBay items. You then get a commission on any items that someone buys if they got to eBay through your site. It is ridiculous how fast it is to create a store. For example, I created ChristmasPeddler.com this morning which only took 10 minutes. Now if you spend a little more time on it, you can get something like GiftCardTime.com, which is a little more pleasing to the eye.

The software is pretty self explainatory and very easy to get up and running. Before setting up these stores I only knew a little about web hosting and blogs, which is what I needed to know to get BudgetCents.net up and running.

There are a few things you need to get a BANS store running.

• Ebay Affiliate Account - You will need to sign up for a free Ebay Affiliate Account. This is how you get paid. When you create a store you need to add your Ebay Affiliate ID to your store. Ebay then tracks this id when someone purchases something and deposits the commision in your account.
• Build A Niche Stores Software - This will cost you $97. Now don’t buy this if you aren’t going to be dedicated to it. It will take sometime to get your money back once you get started, but if you do this right, the software should pay for itself
• You will need a hosting account. I use and recommend HostGator Shared Web Hosting. The web hosting plan I recommend is the “Baby” Linux Hosting Plan. You can have an unlimited number of sites for $10 per month. So I have this blog as well as my 10 BANS sites all on my HostGator account all for $10 per month.
• And lastly you need to buy a domain name for your store. I get all my domains through GoDaddy.com . A domain name will run you around $10 / year.

Obviously there is a little money that you need to invest in this to get up and going. If you are not planning on spending the time to get your sites up and dress them up a bit, don’t spend your money as this is not a get rich quick scheme. You are creating a ligitimate eBay store and receving commission from them for directing people to their site.

This is a great way to make a little side money, but you have to be dedicated, otherwise you will not succeed.

Thus far I have created 10 BANS stores. And in the 4 weeks I have had the stores up, I have made $133, so about $13 per each store on average. Ok, now you think that isn’t much, but think about creating 100 stores and making $13 a month on each of them. Would you think $1300 per month isn’t that much, for something that you can create don’t have to constantly make updates to?

So if you are interested in trying your hand in the online game, this is probably the best way to start. I have had a little success and my hopes is to scale this and make much more. I will post regularly on this to show my progress. Also, If you decide to try this out and have issues, defineltly send me a comment or question via my contact page and I will do what I can to help you out.

Free $125 From Chase Free Checking Account

Chase has another $125 Promo going on when you open a Chase Free Checking Account with Direct Deposit. The first direct deposit of $100 must be completed within 60 calendar days of account opening. The $100 reward will be deposited into your new account within 6–8 weeks after the initial direct deposit. There is a minimum account opening balance of $100 required.

There are no fees on this account once you have established direct deposit into it.

How do I sign up?
You must open a Chase Free Checking Account online or in a branch by April 30th 2008. If you are going to open an account in the branch, please print out this page and take it in with you to make sure you get the right code on your account to receive your bonus.

Free $50 From American Express Knot and Nest Cards

American Express has 2 promos going for their Knot and Nests Cards. After signing up for either card and making your first purchase, you will receive 5,000 Membership Rewards points which can be redeemed for a $50 gift card.

You can also earn an additional 10,000 Membership Rewards points if you spend $15,000 within the year you signed up. (This may not be possible for everyone unless you are a big spender!)

The Knot and Nest cards have tailored features around getting married and having a child respectively. Both of the cards come with a free planning kit for you to be ready for the life changing event. However they are and act like normal credit cards. Neither of these cards have an annual fee.

Application Page for Amex Nest Credit Card

Application Page for Amex Knot Credit Card

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