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OneUnited Bank Savings 5.30% APY with $50 Bonus

January 28, 2008

oneunited.jpgOneUnited Bank’s Unity Gold Savings Account is still very high (5.30% APY) considering the current Fed rate cuts. Definetly a place worth storing some cash. I imagine if these guys are like every other high yied savings account out there they will drop their rate soon, so get in while it is still high!

You need to open the account with a minimum of $1000 as well as keep the balance at $1000 or greater to earn the 5.30% APY. Their site does not say what rate, if any, you will receive for a balance less than $1000.

Currently they are offering a $50 bonus when you open the account and add a direct deposit or recurring deposit into the account. You can use a monthly deposit from ING Direct or Paypal to satisfy the recurring depoist requirement if you do not want to go through the hassle of setting up direct deposit.

Deal Small Print:
Must be a new direct deposit of a payroll, social security check, or other recurring deposit that occurs at least monthly to a consumer account. $50 will be deposited into your account in good standing automatically within 15 days after a new recurring direct deposit occurs over three consecutive months OR 20 OneUnited Bank Visa Debit card transactions per month occurs over three consecutive months. Offer expires June 30, 2008.

I just opened mine this morning. Very easy and smooth process.

Sign Up Link & Bonus

Get $50 from Wachovia

January 3, 2008

Wachovia

Wachovia Bank is offering a free $50 when you open a free checking account with a minimum of $100. You need to go into a branch to open this account by January 31st. Print a copy of the deal page and take it with you.

The best part of this deal is that they do not require direct deposit on this account to get the bonus. So just open with $100 and collect your 50% interest!

Offer Small Print:
To qualify for the $50.00 bonus, you must be a new customer and open your new Checking account between 9/19/2007 and 1/31/2008 with a minimum of $100.00 in new funds to Wachovia.The account must be in good standing in order to remain eligible for the bonus. Your bonus will be directly deposited into your new Checking account within 120 days of account opening. Limit one bonus offer per household. If you need to contact us regarding this offer, please reference pricing code "ATM2".

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