BudgetCents.net | Brokerage Bonus | Bank Promo | New Account Promotion | » b1

$220 Bonus from Bank of America Checking

BudgetBoy — Tue, 31 Aug 2010 10:26:28 +0000

If you are a current Bank of America credit card holder, then you are in luck! You can get up to a $220 bonus when you open a new checking account with them.

Here is how it works. You must open a new person checking account online by 12/4/2010 using the offer code: CHC220OL. You can open their free MyAccess Checking account to qualify for this promo. There are no fees on this account when you set up direct deposit. Since that is a requirement to get the $100 part of the bonus, this shouldn’t be an issue.

Once you establish direct deposit, you will receive a $100 statement credit. You must get the direct deposit going within the first 3 months of your account opening.

The rest of the bonus ($120) is paid out $20 increments when you pay your Bank of America Credit Card from your new checking account. You will receive $20 / month for 6 months each time you make that payment.

Your statement credit(s) will be applied to your credit card account within 60 days after the date of each qualifying transaction, provided that both your credit card and checking accounts are open and in good standing.

A $220 bonus is one of the larger bank bonuses that I have seen in a long time. If you are a current Bank of America credit card holder, then you should definitely jump in on this one.

Take a look at the Bank of America Promo page for more details!

$100 Bank of America Promo When Opening Checking A New Checking Account Bank of America is giving out a $100 bonus...
$75 from Bank of America Cash Rewards Visa Bank of America has a new promotion going with their...
PNC $125 Bonus For New Checking Account PNC Bank has a new checking account promo running...

Related posts brought to you by Yet Another Related Posts Plugin.

PNC $125 Bonus For New Checking Account

BudgetBoy — Mon, 12 Jul 2010 14:23:26 +0000

PNC Bank has a new checking account promo running where you can get a $100 bonus when you open a new checking account. You can then get another $25 bonus when signing up for online banking. This would bring it up to a total of $125 in bonuses for opening the account.

To qualify you need to open a new account using their online application by 7/24/2010. You then need to set up a direct deposit of at least $400 as well as make 10 debit card purchases to qualify for the $100 bonus. To get the $25 bonus you must make 5 online bill payments using the online banking. Both of these need to be completed within 60 days of the account opening to qualify.

The PNC Free checking account qualifies as a checking account that can be opened to get this bonus. The PNC Free Checking account has no monthly maintenance fees or minimum balance requirements. A unique feature of this account is that if you maintain a $2000 average monthly balance, they will reimburse you any foreign ATM fees. Most free checking accounts don’t offer a feature like this. You also receive fee online banking and bill pay

This bonus is only avaialbe to new customers, you cannot be a recently converted National City customer as well. The $125 in bonus will be deposited to your account within 60 days of the above conditions being met. They do spell out what is considered as a direct deposit. Here is the text from the offer:

A “Qualifying Direct Deposit” is defined as a recurring direct deposit of a paycheck, pension, social security or other regular monthly payment electronically deposited into a Free, Performance, Performance Select Checking account, or the Spend account for Virtual Wallet (each an “Eligible Account”) on a recurring month-to-month basis. The amount of each recurring Direct Deposit must be at least $400. The recurring Direct Deposits must be made by an employer or an outside agency

See the PNC Promo Page for more details

PNC $100 Bonus For New Checking Account PNC Bank has a new checking account promo running...
$100 Chase Checking Account Promotion For all of you looking for another Chase checking...
$125 Chase Checking Account Bonus If you currently have a user id that will...

Related posts brought to you by Yet Another Related Posts Plugin.

Perkstreet Financial Checking Earn Up To 5% Cashback

BudgetBoy — Thu, 01 Jul 2010 10:41:57 +0000

In a time when banks and credit cards are lowering rewards and interest rates, Perkstreet Financial has made some exciting changes to their Free Checking Account.

They already had a great deal where if your balance is $5000+, you receive 2% cash back on all non-PIN debit card purchases and 1% cash back if your balance is below $5000+. Well now they are also giving 5% back on those same non-PIN debit card purchases in certain categories that rotate each month. They will post that information to their Blog as it changes. Here are the current 5% cashback categories for July:

Buy gas by paying at the pump at any gas station in the country.
Shop at Lowes®, Home Depot® and Menard’s®.
Ben & Jerry’s ®, Dairy Queen®, Culver’s® and Cold Stone Creamery®.

Reading through that Blog it also looks like they post 5% cashback daily deals, for example they had one where you could get 5% on all Apple store purchases between 6/24 and 6/27. Talk about getting 5% back on an iPhone purchase, that would have been awesome!~~

(Note that during the first 3 months after opening your account you get 2% back on all non-PIN debit card purchases regardless of your account balance, then after those 3 months it will change do 1% if your balance is under $5000+)

The Free Checking Account does not pay interest and has replaced that by the amount of perks that you can rack up using the free debit card. There is no minimum balance required for the account, however you do need to have activity on the account each month to avoid a $4.50 inactivity charge. You can accomplish this by using your debit card, using their bill pay or have an electronic deposit or withdrawal happen at least once a month. They only require $25 when opening the account.

If you are looking to drop the large banks that only pay you zero to little interest, than you might want to take a look at this account. In terms of the cashback percentage alone PerkStreet Financial has created a very competitive checking product with their Free Checking Account

PerkStreet Promo – $50 with New Checking Account UPDATE 2/18/10 – This promotion is no longer available. You...
PerkStreet Promotion – 2% Cash Back on Debit Card Purchases PerkStreet Financial has a promotion running through the end...
20% Cashback on Pampers from Bing Cashback I noticed another nice little cash back bonus for you...

Related posts brought to you by Yet Another Related Posts Plugin.

$100 Chase Checking Account Promotion

BudgetBoy — Tue, 13 Apr 2010 10:07:32 +0000

For all of you looking for another Chase checking promo, there is a new one out there where you can get a $100 bonus when opening a new account.

You need to open a new Chase checking account by 5/28/2010 with a minimum deposit of $100. Then within 60 days from account opening, you either need to have one direct deposit, or use the debit card 5 times. The $100 bonus will be posted to your account within 10 days after one of those qualifying transactions.

Please note that to avoid monthly service fees, you need to either have one direct deposit or make 5 debit card transactions each month thereafter.

If you feel more comfortable opening the new account in the branch, there is a feature on the bonus page that allows you to email the coupon to yourself so you can take it into the branch with you.

Chase checking accounts come with a free debit card, free online banking, free bill pay and gives you access to over 15,000 free ATMS and hundreds of bank branches. I have opened one of these account for the bonus money and use it as a secondary checking account. I have a small part of my paycheck direct deposited into the account every month to avoid any monthly fees. It is kind of working as a small savings account for me as I forget that money is going in there.

See the Chase Checking Bonus page for more information.

$125 Chase Checking Account Bonus If you currently have a user id that will...
Chase Business Checking $100 Bonus Sorry guys, I just found out about this one. You...
PNC $125 Bonus For New Checking Account PNC Bank has a new checking account promo running...

Related posts brought to you by Yet Another Related Posts Plugin.

PerkStreet Promotion – 2% Cash Back on Debit Card Purchases

BudgetBoy — Thu, 18 Feb 2010 11:48:49 +0000

PerkStreet Financial has a promotion running through the end of April where you can get a a 2% cash back bonus from all debit card purchases for 6 months when opening a new online checking account. Once the 6 month period is complete you will then earn a 1% cash back bonus on your purchases.

This offer expires April 30th 2010, but can be canceled at anytime.

The PerkStreet Financial free online checking account is being promoted as a rewards account. You earn a cash back reward of 2% for first 6 months, then 1% after on purchases when using your debit card that is tied to the account. The cash back reward is based on non-pin debit card transactions. The 2% cash back for first 6 months is a great deal since most checking account offer rewards that equate to far lower than a 1% return.

There is no minimum balance required, however to avoid an inactivity fee of $4.50 you must have activity in the account each month from either a debit card transaction, check, deposit or withdrawal. The account comes with a free book of checks, free debit card and free online banking and bill pay.

PerkStreet Financial is also a member of the STARsf Surcharge Free ATM networkwhich offers of 37,000 free ATMs nationwide.PerkStreet Financial’s banking services are provided by The Bancorp Bank which is FDIC insured. The Bancorp Bank has a been a FDIC member since 2000.

If you are looking to move toward an online checking account this one may be the way to go. With the high rewards, nationwide free ATM access though the STARsf network, and no fees when you keep your account active, there are not many other online checking accounts that beat this deal. Make sure to open by April 30th 2010.

Check out the PerkStreet Financial promotion page for more details.

You can also check out more checking account promotions here.

PerkStreet Promo – $50 with New Checking Account UPDATE 2/18/10 – This promotion is no longer available. You...
Perkstreet Financial Checking Earn Up To 5% Cashback In a time when banks and credit cards are...
$75 from Bank of America Cash Rewards Visa Bank of America has a new promotion going with their...

Related posts brought to you by Yet Another Related Posts Plugin.

$50 Bonus When Opening ING Electric Orange Checking Account

BudgetBoy — Wed, 20 Jan 2010 11:23:50 +0000

ING is giving out a $50 bonus when you open a new Electric Orange Checking Account and making 3 signature based purchases with your debit card in the first 45 days of opening the account. Note that signature based purchases are not the same as when you enter your PIN during a transaction. In most cases you just treat this as a credit card and swipe and sign.

Open an Electric Orange high-yield checking account and enter the code EM423 into the Reference Code box in the application.

After applying you will receive an Electric Orange MasterCard Debit Card. Activate it and use it for 3 signature-based purchases within the first 45 of opening your account.

Your $50 bonus will be deposited into your checking account 50 days after you have completed your 3 purchases.

I can’t seem to find an expiration date on this offer, so get in while you still can as they just tend to disappear after a while.

Link to Application Page

$121 Bonus from ING Electric Orange Checking – Black Friday Only! ING Direct is having a Black Friday Promtion where...
ING Checking $50 Bonus ING Direct is one again offering a $50 bonus when...
$100 Bank of America Promo When Opening Checking A New Checking Account Bank of America is giving out a $100 bonus...

Related posts brought to you by Yet Another Related Posts Plugin.

$125 Chase Checking Account Bonus

BudgetBoy — Tue, 05 Jan 2010 11:10:50 +0000

If you currently have a user id that will let you log into chase.com then you can get a $125 bonus when opening a new Chase Checking account and set up direct deposit.

Once you log into your chase.com account, paste this URL into that same browser window:

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/chase_checking_011510_112911&ID=0000010110&WT
.ac=DSO10110_banner&jp_aid=DSO10110_banner&jp_avt=35794&jp_ai=&jp_aoc=HNW
&WT.mc_id=DEC09_125chk_dso_card&jp_con=HNW.MyAccounts.Sec_banner&jp_cnv=oao/
applicationdecisionresult.aspx&jp_lid=000010110&jp_oid=000018688&jp_mep=DEC_125chk
&WT.pi=/MyAccounts.aspx&WT.pn_sku=chk

If the above doesn’t work for you, right click on this link and select “copy shortcut” in IE, or “copy link location” in FireFox, then paste it into your brower.

This should direct you to the checking account promo screen. Just complete the account application, make a minimum deposit of $100, then setup direct deposit within 60 days of the account opening. (NOTE: You can use a credit card for the initial $100 funding. I used a credit card and made a deposit of $1000 so I could get the cash back from my card. I used a cash back mastercard which was treated like a purchase)

The $125 account bonus reward will be deposited into your new account within 10 days after the initial direct deposit has posted to your account. The checking account must remain open for 6 months otherwise you may forfeit the bonus. Limit one personal checking account-related reward/premium per customer, per calendar year.

The Chase Checking account has no fees if you set up direct deposit or make five debit card purchases each month and has the following features:

FREE access to over 15,000 Chase ATM’s nationwide
FREE Online Bill-Pay – including our Online On-Time GuaranteeSM
FREE Debit Card with Zero Liability protection
FREE Account Alerts sent by phone or e-mail to help you avoid fees
MORE THAN 5,100 Chase branches

You can get checks for this account, note that the initial order is not free. It will cost you around $20 if you want to order checks from them, but you can get them cheaper from Walmart and other online check printing sites.

$100 Chase Checking Account Promotion For all of you looking for another Chase checking...
Chase Business Checking $100 Bonus Sorry guys, I just found out about this one. You...
PNC $125 Bonus For New Checking Account PNC Bank has a new checking account promo running...

Related posts brought to you by Yet Another Related Posts Plugin.

$100 Bank of America Promo When Opening Checking A New Checking Account

BudgetBoy — Wed, 16 Sep 2009 10:08:19 +0000

Bank of America is giving out a $100 bonus when signing up for a MyAccess Checking Account. Bank of America’s MyAccess Checking account is free checking account with no direct deposit or minimum balance requirements.

To qualify for the checking account promo you need do the following:

follow this link and open an MyAccess Checking Account by 11/30/09
enter the bonus code AOU260909
deposit at least $500 into the account within 30 days of account opening
perform on transaction with your new BOA ATM/Debit Card

The $100 bonus will be paid out within 90 days of openening the checking account. This offer expires on 11/30/2009. Also they say that this is only for new customers, but in the small print it says, “The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months”. So it looks like as long as you haven’t closed an account with them in the last 3 months, you should qualify. If you are in this situation, you may want to call them and ask first.

$220 Bonus from Bank of America Checking If you are a current Bank of America credit card...
PNC $125 Bonus For New Checking Account PNC Bank has a new checking account promo running...
$50 Bonus When Opening ING Electric Orange Checking Account ING is giving out a $50 bonus when you...

Related posts brought to you by Yet Another Related Posts Plugin.

Costco Capital One High Yield Savings Plus Account Opening Bonus

BudgetBoy — Thu, 20 Aug 2009 11:02:19 +0000

If you have a Costco membership, you may consider the new Costco / Capital One Interest Plus Savings Account. I am not sure when exactly they started this account, but I just found out about it today.

Currently the rate is at 1.75% when you have $5000 or greater balance in your account which is a decent rate for the current economy, however if you have an average balance of $15,000 you will receive a 10% quarterly bonus on your interest earned that quarter.

So for example if you deposit $15,000 for one year, you will receive the following:
$15,000 * 1.75% = $262.50 (regular interest)
$262.50 * 10% = $26.25 (10% bonus on interest earned)
for a total of $288.75 which is a 1.92% yield for the year!

And to sweeten the deal you will get a bonus when opening the account. Executive Members get a $65 Incentive, Gold Star and Business Members get a $25 Incentive – when you open your first account through Costco and deposit $5,000 within 30 days. The bonus will up your APY over 2% for that year.

To get the bonus you need to enter the promo code: COSTCOMVM
on the Account Opening Page.

For more details on the account take a look at the Account Details Page

This is a great deal if you are looking for a place to stash some cash and get a better than average interest rate.

If you are a Costco member, there is also a $25 bonus when opening the Costco American Express Card

Discover Bank High Yield Savings One account that tends to go unnoticed these days is...
Incredible Bank 2.02% High Yield Checking Account Incredible Bank, a division of River Valley Bank, is offering...
$50 Bonus When Opening ING Electric Orange Checking Account ING is giving out a $50 bonus when you...

Related posts brought to you by Yet Another Related Posts Plugin.

1.75% APY High Yield Savings at Bank of Internet

BudgetBoy — Fri, 14 Aug 2009 12:13:09 +0000

As banks are dropping interest rates many of the online only banks are able to keep their interest rates up. Bank Of Internet has a competitive yield of 1.75% APY on their High Yield Savings account.

There is a minimum for $100 to open the accout, but after the account it opened there is no minimum balance or maintenance fees involved. There is an ATM card available for you to access your money via ATM’s.

Bank of Internet is FDIC insured up to $250,000 per account. Their FDIC certificate number is 35546.

I do not have an account with Bank of Internet and cannot comment on service, but after reading some reviews it appears that there are no major complaints. With this rate I may look into opening an account as all my current savings accounts are lower then 1.75%. If anyone out there has an account with them, please post a comment and let me know about their products.

More details can be found at Bank of Internet’s Website.

Bank of Internet – 2.02% 12 Month CD Bank of Internet is having has always had decent rates,...
Discover Bank High Yield Savings One account that tends to go unnoticed these days is...
Incredible Bank 2.02% High Yield Checking Account Incredible Bank, a division of River Valley Bank, is offering...

Related posts brought to you by Yet Another Related Posts Plugin.