Car Insurance Costs Saving Tips For New Policyholders

Enclosed are some helpful points that could help new policyholders save money when renewing their car insurance policy. Read this information before you get a car insurance quote or make a call to an insurer or broker.

Do you know what you’re No Claims discount is?

The length of time that you have for your no claims discount is a very important point. Your no claims discount is one of the things that all car insurers use to work out the likelihood of you making a claim. You can find out what your current no claims status is by looking at your most recent insurance certificate. It should have your no claims bonus period enclosed. It is important to remember that the longer the no claims period you have, means the bigger the discount you can get. This is because long no claims motorists are less risk to the insurer, so they can give you a cheaper deal.

Would you consider paying more money in voluntary excess?

New policyholders that consider the option of increasing the voluntary excess contribution on their car insurance policy will cause their premium to fall in price. Changing the excess can reduce your monthly payments and save you money. But paying more in excess is a risk, because if you need to make a claim, you will have to pay the excess to the insurer when making a claim. Weigh up the options first before committing yourself, because this particular tip is not for everyone.

Where do you park your car overnight?

Where you park your car overnight can also get you a discount from some insurers. Safe and reliable parking such as a garage is the best place to keep your vehicle safe from thieves. Motorists should consider parking their car in a garage, keeping it safe and receiving a discount from the insurer as well.

For more car insurance cost saving tips visit MoneyGossip, one of the best places on the Internet for motorists to get their car insurance online.

Zecco New Account $100 Bonus Promotion

Zecco.com, a popular discount broker, is currently offering a $100 bonus when you open a new account. You need to be referred to be eligible for this promotion. You must also fund your new account with $10,000 and leave it in the account for at least 90 days after the account opening date. There is no trading requirement to receive the bonus unlike other brokerage bonuses.

Zecco Trading offers stock traders for a flat rate of $4.95 per trade and options for $4.95 + .65 per contract. They have an ACH feature that lets you move money back and forth between your Zecco account and linked bank account. Zecco also has quite a bit of community tools, where you can see what other traders are buying and selling. This is great if you are new to the stock market as you can follow others to determine your strategy. Another nice thing about Zecco is that there are no minimum balances, inactivity fees or trading requirements on the account, so trade as little or as much as you want as you only need to pay the trading commission.

To receive a referral you can either get one from a friend, or I can refer you. If you need a referral, complete the form below and I will get you one as soon as possible. Also note that once you have an account, you can refer others and receive a $100 bonus for doing so.

1. Send a $100 Zecco Referral To:
2. Your Email Address:(valid email required)

 

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(Budgetcents.net Pledge: your email will not be used for anything other than generating a referral to you)

OptionsXpress Bonus – $100 Bonus With New Account

The current OptionsXpress promotion promotion is still available where you can get $100 when opening a new account.

To qualify for the $100 bonus, you need to open a new OptionsXpress account with a minimum balance of $500 and execute three online trades within 12 months of account opening date. The bonus will be deposited into the new account as a $100 credit one month after those requirements are completed.

For those of you who are unfamiliar with OptionsXpress, they are a full service discount broker based out of Chicago. They were founded in 2000, so they have 10 years under their belt in terms of experience. They offer a flat commission rate or $14.95 per trade, but it gets cheaper the more trades you do a month.

I have had an account with these guys for a bout 5 years now. I actually learned to trade options by using their Options Education Center. They have great customer service and an easy to use trading interface. I also wrote an OptionsXpress Review last year, so take a look if you want more details on their service. If you are looking for a new broker or just deciding to start trading stocks, you should definitely take a look at their services.

Another Woot Off In Progress!

Woot.com is having another of its Woot Offs right now. It started around midnight central time and will go until they run out of stuff. If you are unfamiliar with Woot.com, they are a site that offers items at a discount. Usually only one item is listed per day starting at 12am Central Time and is listed until it is sold out or 11:59PM Central Time.

A Woot Off, which happens rarely, is a number of products that are for sale on a particular day or successive days. One product follows another as soon as it has been sold out. The number of Woot-Off items, sequence, and quantity will not be announced so an item could take a while to sell out or sell out immediately. Don’t miss a chance to score some items at a steal if you have some money to blow! But remember, that I prefer you really think about saving it.

$75 PNC Checking Account Bonus

PNC Bank is offering a new account promotion where you can get a $75 bonus when opening a new account. To qualify you need to open a new checking account by May 22, 2010, setup direct deposit and make 10 purchases with your PNC debit card. Note that those 10 purchases need to be signature based transactions and not pin based. The small print also mentions that the direct deposit needs to be greater than $400 and must be “made by an employer or an outside agency”

The $75 bonus will be credited to your account within 60 days after the above requirements are met.

If you want to open a free account to get this bonus, you may consider the PNC Free Checking account. With direct deposit set up, there are no minimum balance requirements or monthly service charges on the account.

For more details see the PNC Bonus Page

$150 Bonus from American Express Premier Rewards Gold Card

There is a new bonus available from American Express Premier Rewards Gold Card where you can get 15,000 when you spend $1000 on the card within the first 3 months.

Those 15,000 points can be used for anything in the Membership Rewards catalog, but most notably they can be used for a $150 gift card at participating stores.

Premier Rewards Gold Card is a pretty decent cash back card, you get 3 times the Membership rewards when you purchase air travel, 2 times points with Groceries and Gas and 1 point per dollar on everything else. There is a $175 annual fee, but this is waived for the first year you have the card.

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

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