5% Back At ExxonMobil Gas Stations When Using Your American Express Card

American Express and ExxonMobil have a promotion going on where you can earn 5 cents back on every dollar you spend when you use your registered American Express Card from December 20, 2010 and January 20, 2011.

All you need to do is to register your American Express card at the American Express Promo site. Then start buying gas through January 20th.

I was able to register my Fidelity American Express Rewards card, even though it is not an American Express “issued” card, so we will see how this works. It also appears that this will work on non gas purchases as well, but I will need to try that first to verify.

Since most credit cards have dropped their rewards percentage, this 5% is pretty attractive offer even if it is only for 30 days.

2010 Holiday Shipping Deadlines

If you are Christmas shopping on a budget and still want to qualify for free or cheap shipping of your packages, here are a few deadlines below for the major shipping carriers:

• Amazon.com : Free super saver shipping ends on Friday 12/17. Standard shipping ends Monday 12/20. See their full shipping schedule for more detail
• UPS: You have until Tuesday 12/21 to get a package out using their 3-day select service. If you really have to cut it close, to get it there by Christmas you can still do next day air on 12/23, but be prepared to pay a bit more.
• FedEx: Similar to UPS you have until 12/23 for next day air service, but FedEx is also offering same day shipping in Christmas day
• USPS: Last chance for First Class Mail is Monday 12/20. After that you can use their faster services to get the packages there. Again 12/32 is the last day for next day delivery.

As this being the winter season, don’t assume just because you get your packages out on those days they will actually make it. With winter storms, possibility of your package getting lost in the delivery process, etc, the sooner you get it shipped the better. And it will definitely be cheaper than waiting until the last minute.

Discover Bank High Yield Savings

One account that tends to go unnoticed these days is the High Yield Savings Account from Discover Bank. The yield, currently 1.35% is higher than that of INGDirect’s Orange Savings and Ally Bank’s High Yield Savings account. To receive that high rate, you need a minimum balance of $500 in the account.

Discover Bank is the same institution that issues the Discover credit card, so they have been around for a while. In addition, they are FDIC insured up to $250,000 per account.

One interesting thing about Discover Bank is that you rarely see advertisements like the other banks. I am not quite sure why with such a high rate you think that they would steal away the competition. The High Yield Savings Account also has been been the Bankrate.com Top Tier Winner for consistently high yields.

There is an ETF feature that lets you move money in and out of the account to a linked checking account that you set up. There is also live 24/7 customer service in case you need to call them for any reason.

If you are looking for a safe bank with a high rate and great customer service, you should take a look at the High Yield Savings Account from Discover Bank.

Save on Phone Bills With magicJack Phone Service

About 6 months ago, I decided to drop my current VOIP provider and switch to magicJack’s Phone Service. For those of you that haven’t seen the commercials, magicJack is a telephone service that works through your computer over your high speed internet. All calls, local and long distance, are included in the annual price of $19.99. So you won’t ever pay any more than that no matter how much you call.

magicJack uses a device that plugs into your USB port on your computer. You then plug a regular phone into the MagicJack device and that is it. You then make and receive calls like a normal phone service.

You also get all the features of your current home phone included such as call waiting, caller id, call forwarding and voicemail.

When you sign up for magicJack you can choose an area code that you want your number to be in. They have a large offering of numbers in many different area codes. You can’t currently transfer your current number over to them yet, but according to their website they are currently beta testing that feature.

Currently there is a 30 day free trial available. Once the 30 days is up and you are satisified you only need to pay for the device which is $39.99 and $6.95 in shipping and handling. That price includes your first year of calling. After that you only pay the $19.95 per year.

I have been using magicJack for about 6 months now and love it. For unlimited calling at $20 per year, you can’t beat it. I use this mainly as a second line as both my wife and I have cell phones. I never thought I would find something to get me to drop Vonage, but this was definetly it!

You can find more details on the magicJack service here

Cyber Monday – Hostgator.com 50% Off All Hosting Packages

Hostgator.com is having a cyber monday promo where you can get 50% off of all hosting packages for 1 year. This is a pretty good deal since it covers the whole year.

Indivuidal Web Hosting normally $4.95 / month is $2.50 / month
Reseller Hosting (which is the one that I use) normally $24.95 / month is $12.50 per month

I love Hostgator. All my sites, including this one, are hosted by them and I have never had any problems with their service. I guess at this point I wish I wasn’t a customer since I am stuck paying full price!

Here are the details to get the 50% off:

Add a hosting plan to your cart

Then use coupon code: CYBERMONDAY2010 when checking out

Note that this offer will not be available until 12:01 am on Monday November 29th.

40% Off at Gap Coupon

If you shop at Gap, then you definitely need to print this Coupon. It is good for 40% off regular priced and markdown items.

This appears to be part of a Fandango offer since it tells the cashier to enter it at the time of receipt. That code doesn’t work at Gap.com as I just tried it, so it appears to be an in store only deal. Make sure to print out the 40% off couponand use it by Sunday November 28th.

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