Tradeking Promo 2011 – $50 Bonus With New Account

NOTE: This bonus has expired. Please see the Tradeking Promotions page for the latest information.

Tradeking is rolling into the new year and giving away $50 while doing it. Yes folks, that is right, the ever popular $50 Tradeking Promotion is back, but this time with a sweetened offer. Not only will you get a $50 bonus when opening a new account, but they will also refund you up to $150 in transfer fees to your current broker if you are transferring your account in.

To qualify for the $50 bonus you need to open a new Tradeking account by using the following link:

Fund the account with $2,500 or more within 30 days of account opening and then execute any one trade within 180 days of account opening.

For those of you that are not familiar with Tradeking, they are one of the most popular discount brokers that offer a flat stock trading rate of $4.95. They have been established for sometime and have a list of awards for customer service and overall features. You may want to check out my review for more details on their service.

This Tradeking Promotion usually comes around a few times a year, but there is no guarantee that it will be back. If you are looking for a full featured discount broker with a lower trading commission, then you should definitely consider Tradeking. The $50 bonus alone will get you 10 free trades!

Best Checking Account With Unlimited ATM Rebates

Are you sick of paying fees at ATMs? Most people don’t realize, but with most bank accounts if you go to an ATM not owned by your bank you will end up paying 2 separate fees, one by your bank and one by the owner of the ATM.

Some banks waive their fee when you use ATM’s that aren’t theirs up to a certain amount, others increase the fees the more you use them.

If you are like me, you probably think, I don’t really want to count anything. I want a bank account that rebates ALL fees each month no matter what ATM I use. Well you are in luck. Ally Bank has an online checking account that does just that. Any fees that are incurred from an ATM withdrawal are credited back to your account when the statement for that month closed no matter how many times you do it.

What makes this account even better is that there are no minimum balances, no fees, 0$ to open, Free Online banking and Bill Pay and no direct deposit requirements. They actually pay you interest as well depending on the amount you have in the account. They have an ACH transfer system where you can transfer money in and out of the account to any other bank account that you have.

If you are being choked by your current bank where you get no interest on your money, ridiculous ATM fees and crazy direct deposit requirements, then you should check out there Ally Bank Checking Account . It literally costs you nothing to open and use, but can save you a fortune in fees and hassle!

Originally posted at Budgetcents.net

5% Back At ExxonMobil Gas Stations When Using Your American Express Card

American Express and ExxonMobil have a promotion going on where you can earn 5 cents back on every dollar you spend when you use your registered American Express Card from December 20, 2010 and January 20, 2011.

All you need to do is to register your American Express card at the American Express Promo site. Then start buying gas through January 20th.

I was able to register my Fidelity American Express Rewards card, even though it is not an American Express “issued” card, so we will see how this works. It also appears that this will work on non gas purchases as well, but I will need to try that first to verify.

Since most credit cards have dropped their rewards percentage, this 5% is pretty attractive offer even if it is only for 30 days.

Envaulted.com Beta 1% Additional Cash Back on Purchases

There is a new cash back site on the scene now that adds 1% cash back to all your credit card purchases. This is in addition to your current credit card rewards program. The site is called Envaulted.com

Basically you sign up, add up to 3 credit cards and you will earn additional 1% cash back on all your credit card purchases made with those cards. They hook up to your account in a similar manner that Quicken or Mint.com does. They read your transaction data to determine the % of cash back to reward. In addition to that, like a traditional cash back site, Envaulted.com also has weekly bonus offers where you get an additional amount of cash back at certain merchants just by using that registered credit card there.

For example, the bonus offers last week were the following:
5% cash back at CVS
15% cash back at McDonalds
4% cash back and free shipping at Buy.com
4% cash back at Exxon Mobil

I just signed up on the site, so I can’t give anymore details than what I have read, but this is an interesting business model and I am curious to learn more. I already have a 2% cash back card, so if I can add an additional 1% to that, then I will take it. I will write a more detailed review once I start using it, but I wanted to get this out as currently as I am writing this, there are only 61 beta invitations left, so get in now before it closes if this kind of program sounds interesting to you!

Originally posted at Budgetcents.net

2010 Holiday Shipping Deadlines

If you are Christmas shopping on a budget and still want to qualify for free or cheap shipping of your packages, here are a few deadlines below for the major shipping carriers:

• Amazon.com : Free super saver shipping ends on Friday 12/17. Standard shipping ends Monday 12/20. See their full shipping schedule for more detail
• UPS: You have until Tuesday 12/21 to get a package out using their 3-day select service. If you really have to cut it close, to get it there by Christmas you can still do next day air on 12/23, but be prepared to pay a bit more.
• FedEx: Similar to UPS you have until 12/23 for next day air service, but FedEx is also offering same day shipping in Christmas day
• USPS: Last chance for First Class Mail is Monday 12/20. After that you can use their faster services to get the packages there. Again 12/32 is the last day for next day delivery.

As this being the winter season, don’t assume just because you get your packages out on those days they will actually make it. With winter storms, possibility of your package getting lost in the delivery process, etc, the sooner you get it shipped the better. And it will definitely be cheaper than waiting until the last minute.

Discover Bank High Yield Savings

One account that tends to go unnoticed these days is the High Yield Savings Account from Discover Bank. The yield, currently 1.35% is higher than that of INGDirect’s Orange Savings and Ally Bank’s High Yield Savings account. To receive that high rate, you need a minimum balance of $500 in the account.

Discover Bank is the same institution that issues the Discover credit card, so they have been around for a while. In addition, they are FDIC insured up to $250,000 per account.

One interesting thing about Discover Bank is that you rarely see advertisements like the other banks. I am not quite sure why with such a high rate you think that they would steal away the competition. The High Yield Savings Account also has been been the Bankrate.com Top Tier Winner for consistently high yields.

There is an ETF feature that lets you move money in and out of the account to a linked checking account that you set up. There is also live 24/7 customer service in case you need to call them for any reason.

If you are looking for a safe bank with a high rate and great customer service, you should take a look at the High Yield Savings Account from Discover Bank.

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