$64.62 LendingClub Bonus

If you are looking to start getting into the P2P (person to person) lending game, LendingClub is offering a $64.62 bonus when you open a new account and start investing. They came up with that amount since they say that banks made $6.462 billion last quarter, so they are offering you a piece of that.

If you have read my previous posts I have been burned doing p2p loans through Prosper.com.

LendingClub has always prided themselves in having a stronger review process. I have a few loans with LendingClub and believe it or not they are all current with no charge offs. I am currently earning a 9.86% return from what they tell me, which if those loans stay current isn’t that bad considering how low interest rates are. I have been debating throwing a little more money into LendingClub but Prosper has left such a bad taste in my mouth I am still on the fence.

Regardless, just remember that if you start p2p lending you are doing so at your own risk. I imagine now that the economy is turing around a bit the chance of defaults is probably much lower than what I went through.

To qualify for the $64.62 you need to open a new account through this promotion link and link a bank account. Once that is complete the bonus will be deposited into your account. You must invest that bonus into lending club loans and cannot withdraw it.

Unfortunetly the link they gave me doesn’t talk about the bonus, but here is the small print I was sent:
** The special referral bonus program begins December 3, 2009. Referrals must use your special link between 12.03.09 and 12.31.09 at midnight in order to qualify for the $64.62 bonus. The referral must complete registration as a Lending Club investor and link a bank account in order to receive the bonus funds. Bonus funds may not be withdrawn and must be invested in Lending Club notes. Funds received may be taxable, please consult with your tax advisor. Recipient is responsible for all taxes, if any, due.

And here is a screenshot of the promo info when I log into my account. Click on it for a larger photo…

$121 Bonus from ING Electric Orange Checking – Black Friday Only!

ING Direct is having a Black Friday Promtion where you can earn a $121 bonus when opening an Electric Orange Account today only.

Here is the promotional detail:

To qualify for the bonus you need to do the following….

• Open an Electric Orange checking with Reference Code EOSAVE.
• Use your Debit Card to make 3 signature transactions (you know, the ones you have to actually sign) within the first 45 days.
• On day 50, they will put $121 in your account. You have to open today to get the $121 bonus.

This is a great deal if you have not yet opened an electric orange checking account.

ING is also offering a 2% 12 Month CD which is also a great rate considering how low interest rates are currently

Free $10 Amazon.com Giftcard from Coinstar

Coinstar, the self service coin counting machines, always has let you exchange your coins for free when you selected a gift card rather than cash. Well now, through December 6th 2009 when you exchange at least $40 into an Amazon.com giftcard you will also get a bonus $10 Amazon.com giftcard. That is a 25% return on your money. Amazon.com sells so much stuff that this is a no brainer.

Once you exchange the $40 or more for a gift card, just send it the bottom portion of your receipt to get your bonus card. They say it should arrive in 6-8 weeks.

Details for this promo can be found here.

Coinstar machines can be found in most grocery stores and I am now starting to see them pop up in Walmarts. Check out their Machine Locator page to see if one is close to you.

Coinstar

PerkStreet Promo – $50 with New Checking Account

PerkStreet Financial is having a promotion where you can get a $50 bonus when opening a new online checking account. To qualify for the $50 checking account promo you need to do the following:

• Open a new online checking account with a minimum of $25
• Open the account by 2/28/2010
• Keep the account active for 3 straight months
• Initial funding can be done with a credit card (this is treated as a purchase and not a cash advance)

If the above criteria are met you will receive $50 in your account within 15 business days of the end of the third month.

The PerkStreet Financial free online checking account is being promoted as a rewards account. You earn a reward of 1% cash back on purchases when using your debit card that is tied to the account. The 1% is based on non-pin debit card transactions. The 1% cash back is a great deal since most checking account offer rewards that equate to far lower than a 1% return.

There is no minimum balance required, however to avoid an inactivity fee of $4.50 you must have activity in the account each month from either a debit card transaction, check, deposit or withdrawal. The account comes with a free book of checks, free debit card and free online banking and bill pay.

PerkStreet Financial is also a member of the STARsf Surcharge Free ATM network which offers of 37,000 free ATMs nationwide.Perkstreet Financial’s banking services are provided by The Bancorp Bank which is FDIC insured. The Bancorp Bank has a been a FDIC member since 2000.

If you are looking to move toward an online checking account this one may be the way to go. With the high rewards, nationwide free ATM access though the STARsf network, no fees and a $50 bonus, there are not many other online checking accounts that beat this deal.

Check out the PerkStreet Financial promo page for more details.

$50 Bonus from Chase Freedom Card

The Chase Freedom Card is one of Chase’s best reward credit cards. It gives you back a flat 1% on all purchases like most reward cards out there, but also gives back 3% on rotating categories that change over time. You can even go a step further by getting up to 20% cash back when you buy from merchants online through Chase.com.

Chase is currently giving away a $50 cash back bonus after your first purchase using the card. All you have to do is Apply Now for the Chase Freedom(SM) credit card and make one purchase with the card to qualify. The bonus will be posted to your account 6-8 weeks after that qualifying first purchase.

Depeding on your credit rating you can also qualify for a 0% ARY on purchase for up to 12 months. If you are looking to upgrade to a new rewards card and get a little free cash along with it, then why not Apply Now for the Chase Freedom(SM) credit card

Originally Posted At: Budgetcents.net

$50 Tradeking Promo Ends October 31st

EDIT: This promotion has ended. Their latest promo can be found HERE.

The current $50 Tradeking Promo has been updated with an expiration date of October 31st, which leaves you 15 more days to get in on this great offer. They are giving a $50 bonus when you open a new account with $2500 and make one trade.

If you are looking to start online trading, or move your account from another high priced broker now is the time. Since Tradeking’s commisions are only $4.95 per trade, the $50 bonus equates to 10 free trades. Try getting that from your current broker.

To see the full Tradeking Bonus details, check out the Tradeking Promo page.

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