When Do I Get My Tax Documents?

Now that tax time is upon us, people tend to get into a frenzy when they haven’t received their tax documents from their employer, bank, etc. Here are some details to let you know if and when you should be receiving them:

W2: Your employer should have sent you this form by February 1st. That is the mandated date by the government. If you have still not received one be sure to contact your HR department.

1099-INT: These documents are provided to you by financial institutions where you have received interest. Most people will receive these from banks where their accounts are provided. Note that you will not receive a 1099-INT from a bank where you did not accumulate more than $10 worth of interest. 1099-INT documents should arrive at your home by February 1st.

1099-DIV: This document is sent out by brokerages where you have bough and sold stock. These show the dividends/losses you incurred during the year. In just the past few years, they have extended the date when you are to receive a 1099-DIV by 15 days, so you should receive it by February 15th.

1099-R: If you took rolled over a tax free retirement account to an IRA, or took a disbursement of cash, you will be receiving a 1099-R. This should arrive by February 1st.

1099-MISC: If you did any side work or made any money from a job where taxes were not deducted, you will get a 1099-MISC from the employer that paid you. You only get one if the dollar amount was larger than $600 for the year. There is a lot of debate as to whether or not you need to claim amounts less then $600 since a 1099-MISC was not issued. My advice is to better be safe than sorry and do it! This should be received by February 1st.

Those are a list of the common tax forms that people will be receiving for the 2009 tax year. Before you meet with your accountant or sit down to do your taxes via TurboTax or any of the other online tax providers, make sure that you have accounted for all your forms for all of your accounts. This will just save you time and hassle later by having to file an ammended return.

$.99 Domain Registration at GoDaddy.com

GoDaddy has a promo going where you can register or transfer a new domain name for $.99.

All you need to do is to go to GoDaddy.com, add a domain name to your cart, and enter the promo code BUYCOM99

According to their small print, there are only 7500 of these available so if you want to get a domain name now for later use, now is the time to do it.

Go Daddy Offer Small Print:

Applies to the first year only of new or transfer registrations. This offer may not be used for renewals, bulk registrations, premium domains or Sunrise/Landrush domain registrations. Limited to one order per customer, expiring after 7,500 redemptions or on December 29, 2009 (whichever comes first). Discount will be reflected in your shopping cart; cannot be used in conjunction with any other offer or promotion. Customers may not use gift cards or PayPal® to redeem this offer.
* Plus ICANN fee of 18 cents per domain year when applicable.

$4 GoDaddy Domain Registrations or Transfers

Today only (11/30/2009), GoDaddy.com is offering new $4 Domain Name registrations of transfers. You nust use promo code: cjcBLACK09 during checkout. There is no limit on the number of $4 domains you can register or transfer. This saves you $6 on their normal price of $10.

The $4 price applies to any new registration or new transfer on any available .COM, .US, .MOBI, .BIZ, .NET, .ORG, .CA, .CO.UK and .IN domain. Applies to the first year only of new or transfer registrations. Limited number of redemptions available.

This is a great deal for those of you wanting to register more domains. Essentially today you are getting 2 for 1!!

Free MP3’s From Amazon.com

You can get $3 worth of Free MP3’s from Amazon.com during their limited holiday promotion.

Just add $3 worth of MP3’s to your shopping cart, click the “Buy Button” then enter the promo code: MP34FREE. You must redeem the code by November 30, 2009 11:59 PM PST

If you have never used Amazon’s MP3 store, all their MP3’s are not DRM protected, meaning the file you download can be played on any MP3/Digital Audio player for as long as you want and on as many players as you want. Another thing I like about Amazon’s MP3 store is you can simply just download the audio file. No software to install or anything. Just simply buy then click the “Download” button, very clean and easy.

Check out the Free MP3 Promotion Page for more details.

American Express Raising Interest Rates Dropping Some Fees

In today’s economy where banks keep dropping rates on savings products, credit card companies like American Express are raising their credit card rates. Many people, including yours truly, are starting to get letters in the mailbox from American Express stating that the interest rates on some American Express cards are increasing. They say that they are doing this since everyone is raising rate, but you know as well as I do that they are losing money since people just stopped paying their bills. Now they are going after those who pay every month by tacking on a little bit more.

They were nice enough in my letter to tell me which cards this is affecting, but of course, can’t tell me what the new rate is going to be. Not that I should really care since I don’t carry a balance, but it is a tricky move for those of you that need to carry a balance since you have no idea what your new payment will be until you need to pay it.

In the letter they also do mention that they will no longer be charging a over the limit fee. I guess they are hoping that you start racking up more debt and now at a higher interest rate, they don’t need to charge those fees anymore.

So keep an eye out for that new bill to determine what your new interest rate is. Hopefully the increase won’t break the bank, but you should always try as best as you can to get out of credit card debt and pay off the card every month when you use it.

New Walgreens Coupon – $15 off $75 with Free Shipping

Walgreens has a new coupon out where you can get $15 off of a $75 purchase with free shipping.

Just simply add items to your cart that total more than $75. Then enter coupon code “BETTERU” at checkout to get the instant $15 savings.

The free shipping does not requre a code and should automatically be calculated at time of checkout.

You have to place your order by July 24, 2009 at 11:59 p.m. Central Time to qualify. This coupon can be used 5 times per each walgreens account prior to its expirtation Friday evening.

Here are the Full Details

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