Zecco Trading offers stock traders for a flat rate of $4.95 per trade and options for $4.95 + .65 per contract. They have an ACH feature that lets you move money back and forth between your Zecco account and linked bank account. Zecco also has quite a bit of community tools, where you can see what other traders are buying and selling. This is great if you are new to the stock market as you can follow others to determine your strategy. Another nice thing about Zecco is that there are no minimum balances, inactivity fees or trading requirements on the account, so trade as little or as much as you want as you only need to pay the trading commission.

To receive a referral you can either get one from a friend, or I can refer you. If you need a referral, complete the form below and I will get you one as soon as possible. Also note that once you have an account, you can refer others and receive a $100 bonus for doing so.

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(Budgetcents.net Pledge: your email will not be used for anything other than generating a referral to you)

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That was really the last hold out for most to open an account since you still needed a local bank to deposit your checks if you were uncomfortable with mailing endorsed checks through the mail. There is really no reason now to actually need an account at a physical bank.

The online deposit, plus the unlimited ATM rebates, paper checks, no minimum balances or fees and an account that earns interest, there is no reason you couldn’t make this your primary bank.

Ok, so for all you holdouts out there, please comment and let me know why you wouldn’t switch to and Ally Checking account? As the big banks like Chase and Bank of America are adding debit card usage fees, maintenance fees, as well as no interest on most of their accounts, why would you stick with them? Why would you want to pay extra so that they can have physical buildings when a bank really doesn’t need one?

They also offer high interest savings accounts as well as CD’s with great rates that link directly to your checking account. If you haven’t looked into an Ally Checking account as your current bank replacement you should.

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To receive this bonus, all you need to do is open the following link: Free MP3′s

Click the “Enter your Code” button, and then enter “FALLMP3S” (without the quotes). You should then see a $2 credit appear in your account.

Amazon.com’s MP3 store has been around a while and the nice thing about it is that it is DRM free, meaning once you buy the MP3 and download it, you can put it on any device that you have. It is not like iTunes, where you can only put it on yout iPhone or iPod. You can add MP3′s purchased from Amazon to your iTunes just by dragging it into iTunes, but you always keep the original MP3 file, so you can still use it anywhere you like.

Amazon.com MP3′s also work very nicely with their cloud player. Meaning that you can keep your music stored in the clound and stream it over the net to any of your devices that can run the player. In this case you don’t even need the file anymore, just the app.

Thanks to Amazon.com, I haven’t bought a CD in years!!!

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To qualify for the $100 bonus, all you need to do is open a new Tradeking Brokerage account by Friday September 30th. Then you need to deposit at least $1000 within 30 days and then make one trade within 180 days. Once that is complete, they will deposit a $100 bonus in your account.

Tradeking is a discount broker that offers a flat online trading commission of $4.95 per trade. That is extremely competitive with the other discount brokers out there.

Check out the Tradeking Bonus page for more details on how to sign up for this offer

If you want to learn a little more about Tradeking’s service, take a look at my Tradeking Review for more information. I have been using this account ever since and have been very happy with it.

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With Tradking’s commission being only $4.95 per trade, this bonus roughly equates to 10 free Tradeking trades if you choose to use it tht way. Note that the minimum funds of $1,000 must remain in the account (minus any trading losses) for a minimum of 180 days or the credit may be surrendered.

To receive a referral you can either get one from a friend, or I can refer you. If you need a referral, complete the form below and I will get you one as soon as possible

cforms contact form by delicious:days

(Budgetcents.net Pledge: your email will not be used for anything other than generating a referral to you)

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In my opinion this is the best cash back card and here is why….

• This card does not have a pre-spending limit before you can reach earn the 2%. For example like the American Express Blue Cash Card, you first need to spend 6500 on the card before you even qualify for the 5% everyday purchases. In the case of most people, in the long run, they will earn more cash back using the HSBC card from day one. Plus Amex is not accepted everywhere, so you have a better chance of acceptance with this card.
• This card pays 2% cash back on everything! No more having to decide what card to use when getting gas, groceries, etc. All purchases made will get you 2% back.
• Unlike the Fidelity 2% cash back card, the HSBC Platinum card does not require a brokerage account to be opened. So one less thing to do here.
• There is no annual fee with this card, so you pay nothing to have the option to earn 2% cash back.
• You can receive a cash back check as soon as your account reaches $25. This limit is a lot lower than other cards that won’t let you access your rewards until the $50 or $75 limit.

I have this card, and it is the only one my wife and I use. We have received over $475 cash back over the two years I have had it. Many people prefer receiving travel rewards, but we have found that there is no substitute to getting a check in the mail. It’s a little something extra that you can use to spend.

The application page for this card had disappeared shortly after I applied for it a few years ago. My thought is that they limit this card to so many people at a time. It is great news that it is now back again. My advice would be to get in on this one right away before they shut it down again. If you currently don’t have a cash back card, or a tiered one you really should take a look at this. For an easy comparison, take the amount of cash back you received on your current card last year, then divide it by the total amount you spend using the card last year. If that number is better than 2%, then you probably won’t need to switch, but I bet in most of your cases, it will be less!

You can find more details and how to aplpy on the HSBC Platinum 2% Cash Back Card Promo page.

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No commissions will be charged for trades executed on 8/12/2011. Includes stock trades, option trades, fixed income and no-load mutual fund trades. Index option fees and option contracts fees will not be charged. Regulatory fees and Foreign settlement fees will still apply.

The email also goes on to mention that you will see the trade as normal (with commission added) on Friday, but on Saturday you will see that trade with the commission waived. So don’t worry until Saturday if you still don’t see the commissions waived.

This is obviously in response to the market volatility in the past few days, unfortunately if you are like me, all your money is tied up in stocks that have lost about 20% of their value. But if you are one of the lucky ones with some money to buy and an active Tradeking account, Friday could be a great day for you!

Unfortunately this is only available for current Tradeking account holders, but if you are interested in their $100 bonus promotion for new accounts, take a look at the Tradeking Promotion page for more details.

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If you were holding out for that $100 Tradeking Promo, you don’t have to wait any longer it is back. All you need to do is the following:

• Open a new account using the following link:
• Fund the account with at least $2500 within 30 days of opening the account
• Execute three trades within 180 days of account opening

For those of you that are not familiar with Tradeking, they offer a flat $4.95 commission on stocks and options. Tradeking was founded in 2005 by the founders of Suretrade.com which was eventually sold to TDAmeritrade. All accounts are SIPC protected, so you can be sure that your money is safe.

I’ve had a Tradeking account since 2006 and use it as my primary trading account. Why spend $10 or more for a stock commission with the other guys when Tradeking offers the same service for half as much! There are no account minimums or inactivity fees. (note that in this special case to qualify for the Tradeking Promotion there is a $2500 minimum to get the free $100 but once the 6 months is up, there is no minimum balance). Check out my Tradeking Review for an indepth review of their service.

Some other cool features they offer is an ACH feature where you can move money in and out of your linked checking account. There is also a money market sweep that invests your uninvested money in a money market account that earns interest. They also offer loads of educational material to help you understand the basics of investing with stocks and options in case you are just starting out. I learned how to trade options with Tradeking very quickly using their helpful training tools. You can also send them any paper stock certificates you have to them and they will add them to your account for free. I had to use this feature once with a stock purchase plan I had for a company I worked at. It was a very simple process and I was able to trade those stocks electronically in less than 2 weeks.

You can also take a look at out Tradeking Promotions page to see all the active Tradeking Bonus items that are going on now.

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Optionshouse has a refer a friend promotion going on now where you can get a $150 bonus or 30 free trades when you refer a friend to them. If you don’t have an account currently, complete the referral form below, and I will get you a referral so you can start earning some cash.

You have the option to get paid via Paypal, Amazon.com giftcard or donate that money to the red cross. All you have to do is select the link below, give them your name and email, then start referring. It will then ask you to set a password for your account. To qualify for a referral your friend needs to open an Optionshouse account within 3 months of the referral email date. They need to fund the account with at least $1000 for a cash account or $2000 for a margin account. You should receive the $150 bonus within 60 days of your friend funding their account. If you choose the 30 free trades, they are good within 6 months of your friend funding his account.

If you trade a lot, 30 free trades in 6 months is a great deal, however if you can refer a bunch of people, then getting $150 per person is an even better deal! It is totally your choice on how you want to do this. I have an Optionshouse account and use it primarily for options, they have a really cool interface that allows you to see everything in one place. But even though they are great with options, don’t discount their $3.95 commission for stock purchases, they are one of the lowest in the industry and have great execution times.

If you already have an account, to get 30 Free Trades or $150 When you Recommend OptionsHouse.com to Your Friends.

If you want to sign up for an Optionshouse account complete the form below and I will get a referral out to you.

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Along with the great bonus, the Chase Freedom Visa is also a cash rewards card. You earn 5% cash back based on quartly rotating categories. You also earn 1% on everything else that you buy using the card.

There is no annaul fee with this card.

See more details on the Chase Freedom Visa on their promo page.

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