$50 Cash or $100 Travel Credit from Miles Discover Card

Discover Card has a new promotion where you get 12,000 miles when signing up for the Miles by Discover® Card. To get the 12,000 miles, you need to make 1 purchase every month for 12 months after appying for the card. You will earn 1,000 miles each month the purchase is made, up to 12,000 miles. The 1,000 miles will be posted within 8 weeks after the purchase.

The 12,000 miles can be converted into the following:

• $25 Account credit for every 5,000 miles(12,000 miles = $50 Statement Credit + 2,000 miles)
• $50 Travel Credit for every 5,000 miles (12,000 miles = $100 Travel Credit + 2,000 miles)
• Redeem for gift cards starting at 1,000 miles.

There is no annual fee on this card. There is also a 0% Balance Transfer option for 6 months available. Please note that the balance transfer fee is 3.0% of the balance with a minimum of $10 and a maximum of $75. You also will receive 0% APR on purchases for the first 6 months.

Card Application Page

3 Free Nights with Starwood American Express Card

Earn 3 Free Nights at a Starwood Hotel after signing up for the Starwood American Express. After your first purchase your Starpoints account will be credited with 10,000 Starpoints which is enough for three nights at a participating Starwood Hotel Brand:

You will also earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets using this card.
The one thing to keep in mind is that there is a $45 annual free, however it is waived for the first year.

What you need to do: Sign up for the Starwood American Express Card
Obligation: None
Initial Reward (if any): 10,000 Starpoints after your first purchase (enough for up to 3 free nights)
Money to get started: $0 ($100 in purchases if you want the $100 gift card)
Annual Fee: None the first year, $45 thereafter
Things to Note: There will be hard credit inquiry applied to your credit report when applying for the card

Year End Promotions Expiring

I hope everyone had a great holiday and if you are like me you are dreading those pending credit card bills from all the Christmas shopping you did! If you are looking to make a little cash before the end of the year, you might take a look at a few of these promotions that are ending on 12/31:

• OptionsXpress Promo – OptionsXpress is giving away $100 when you open a new account with them. (See post for more details)
• Chase Sapphire Card Promo – Chase is offering a $100 bonus when you open a Sapphire Card and make one purchase. (See post for more details)
• Optionshouse Promo – Get 100 free trades when you open a new account, with $2.95 flat rate stock trade commisions. (see post for more details)

There is nothing better after Christmas than a little extra cash in your pocket. So if you are interested check out the associated post to learn more about the promotion and how to qualify.

$25 Sign Up Bonus from Costco American Express Card

If you are a Costco member, you may think about signing up for the Costco American Express card. I have been debating this for a while, but have since reviewed their reward tieds and am going to apply.

The card is a cash rewards card that gives you back the following:

• Earn 3% cash back for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter).
• Earn 3% cash back for restaurants.
• Earn 2% cash back for travel.
• Earn 1% cash back everywhere else, including Costco.

Along with a $25 statement credit after your first purchase, this is looking more and more attractive to me. 3% on gas and restaurants is great since that seems to be my biggest daily expenses right now.

The most important thing about this card is that there is no max on how much cash you can earn. A lot of rewards cards are capped at a certain dollar amount per year, so not having to worry about that is very nice. All your rewards are accumulated and posted as a credit on your Febuary statment.

The Costco Card card also acts as your Costco Membership card which keeps you from having to keep your Costco membership card with you all the time.

Another benefit that is pushing me toward this card is the American Express purchase protection plans. Their warranty plan extends the warranty coverage on the item you buy for an additional year. And their purchase protection plan protects covered items for up to 90 days from the date of purchase if it is stolen or accidentally damaged. Those 2 plans really give piece of mind when buying expensive things like electronics, appliances, etc.

Unfortunetly you do need to be a Costco member to sign up for the card, but if you are you should definetly take a look at this, with the decent cash back tiers and buyers protection plans, this card is a great addition to your wallet of you like to shop!!!

More information on the Costco American Express Card

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

$100 Bonus from Chase Sapphire Card

UPDATE 2/12/10: This promotion is still available

The newest rewards card from Chase, the Chase Sapphire Card, has a $100 sign up bonus when you open an account and make your first purchase using the card. After your first purchase you will receive a 10,000 point bonus. You can redeem 2500 points for $25 which gives you an instant $100 bonus. You should receive the points in your account 6-8 weeks after making your first purchase.

The Chase Sapphire card is a no annual fee rewards card that gives you 1% cash back from purchases. Your rewards points never expire. The thing that makes this card unique is that you can redeem the rewards in $1 increments once your total balance is greater than $25.

The Chase Sapphire Card also gives you double points when you purchase airline tickets through Chase’s Ultimate Rewards website. There is also a complimentary Personal Concierge Service where you have 24 hour access “to get restaurant recommendations, help you find the perfect gift and more”.

Sign up for the Chase Sapphire Card

$50 Bonus from Chase Freedom Card

The Chase Freedom Card is one of Chase’s best reward credit cards. It gives you back a flat 1% on all purchases like most reward cards out there, but also gives back 3% on rotating categories that change over time. You can even go a step further by getting up to 20% cash back when you buy from merchants online through Chase.com.

Chase is currently giving away a $50 cash back bonus after your first purchase using the card. All you have to do is Apply Now for the Chase Freedom(SM) credit card and make one purchase with the card to qualify. The bonus will be posted to your account 6-8 weeks after that qualifying first purchase.

Depeding on your credit rating you can also qualify for a 0% ARY on purchase for up to 12 months. If you are looking to upgrade to a new rewards card and get a little free cash along with it, then why not Apply Now for the Chase Freedom(SM) credit card

Originally Posted At: Budgetcents.net

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