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Citi Forward Card Promo – $200 Restaurant.com Gift Certificate

July 23, 2010

There is a new Citi Forward promotion where you will get a $200 Restaurant.com gift certificate after you make $100 in purchases with the card by September 15th, 2010.

It’s as simple as that, all you have to do is apply for the card and make $100 in purchases by 9/15/2010. You will receive the gift certificate details by mail 6-8 weeks after you have met the minimum purchase requirement. You then can redeem the gift certificate at restaurant.com.

If you have never bought anything from restaurant.com, they offer discounted dining certificates to restaurants all over the country. In most cases you can find one of your favorites there and get a great deal off of the bill using their service.

The Citi Forward card is a rewards card. You will earn 5x ThankYou® Points for every $1 spent at restaurants, on books, movies and music. You also get 1 reward point for every $1 you spend on all other purchases. Even better is that you can earn up to 2,500 when you sign up for Paperless Statements.

The Citi Forward comes with 0% Intro APR on Balance Transfers for 12 months and 0% Intro APR on Purchases for 7 months. After that, the APR will be 12.99%-19.99%. This APR will vary with the market based on the Prime Rate. Both the rate and duration of this offer will be based on your creditworthiness.

There is no annual fee for this card.

See the Citi Forward Promo page for the terms and conditions of the card.

$100 Chase Freedom Promo

June 26, 2010


There is a new Chase Freedom Promotion where you can get $100 after opening a new account and spending $799 within the first three months. You will receive the bonus as a $100 cash rebate which you can then get redeemed as a check for $100. You should receive the bonus in your account roughly six to eight weeks after you have totaled $799 in purchases within the first 3 months of the account being opened. You must be a new card member to be eligible for this bonus.

In addition to the $100 Chase Freedom Bonus, this card is also a cash back rewards card. You will receive 5% cash back from purchases on rotating categories like gas, home improvement and department stores and will receive 1% back on all other purchases. And those cash back rewards never expire, unlike some other cards out there.  Here are the next 2 categories for the year that will pay you 5% back:

$100 bonus and 5% cash back makes this one of the best rewards cards out there. Another great feature is that this card has no annual fee. The APR on this card ranges from 12.99% to 22.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.

Check out the Chase Freedom Promo page for more details.

$250 Bonus from Chase Sapphire Preferred Card

May 21, 2010

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If you were thinking about going after the $100 bonus from the Chase Sapphire Card I posted about earlier, you make think twice. Chase has “elite” version of that card which is offering a $250 bonus. The card is called the Chase Sapphire Preferred Card. This card is unique in the fact that you can redeem cash rewards at any increment over $20 dollars. No more waiting to get to that next tier, you can just cash in whenever you want.

This card earns rewards at 1 point per dollar for all purchases, with an added bonus of 2 points per dollar when using the card to purchase airfare through Ultimate Rewards. (See other benefits of the card below)

You will receive 25,000 bonus points after you spend $3,000 in purchases within the first 3 months of receiving the card. Those 25,000 points can be redeemed for $250 cash. If you redeem the points for travel you get a 25% bonus, meaning that you can redeem those 25,000 bonus points for a airline ticket worth $312.50. That pretty much equates to a free flight these days!

One thing to note is that there is an $85 annual fee on this card, but that is waived for the first year. I don’t currently have this card, but am thinking about jumping on board. The travel rewards alone are worth it, but when you throw in a potential $250 bonus, it is hard to resist.

Here are more details about the card:

  • Earn a FREE FLIGHT – that’s 25,000 bonus points after you spend $3,000 in the first 3 months!
  • 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
  • Points are worth 25% more when you redeem for travel through Ultimate Rewards
  • 7% annual points dividend – earn bonus points on your points
  • 1:1 points transfer to leading airline and hotel programs
  • 24/7 Dedicated expert service advisors (No voice recording)
  • No Annual Fee for your first year – An $85 value

For more details and how to apply, check out the Chase Sapphire Preferred Card Details Page

25000 Skymiles from Platinum Delta Skymiles Card

May 16, 2010


Get 20,000 free Delta Skymiles when apply for the Platinum Delta Skymiles Card from American Express and make your first purchase. 5000 of those miles are counted as Medallion Qualification Miles which help you get closer to elite status on Delta Airlines.

This card also comes with a feature called “Mileage Boosts”. When you make $25,000 in purchases during a calendar year, you will get an additional miles boost of 10,000 Medallion Qualification Miles. You can get another 10,000 Medallion Qualification Miles when you spend reach the $50,000 in purchases mark during that same year. If you spend a lot, this card will get you into elite status on Delta fast!

If you add 2 additional cardmembers to your account you will then receive another 5000 Skymiles bonus to your account. Note that this card has an annual fee of $150. There is no additional card fee.

For more details on this card and how to apply, see the Platinum Delta Skymiles Card Detail Page

$100 Rewards Bonus from Chase Sapphire Card

May 13, 2010

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The newest rewards card from Chase, the Chase Sapphire Card, has a $100 sign up bonus when you open an account and make your first purchase using the card. After your first purchase you will receive a 10,000 point bonus. You can redeem 2500 points for $25 which gives you an instant $100 bonus. You should receive the points in your account 6-8 weeks after making your first purchase.

The Chase Sapphire card is a no annual fee rewards card that gives you 1% cash back from purchases. Your rewards points never expire. The thing that makes this card unique is that you can redeem the rewards in $1 increments once your total balance is greater than $25.

The Chase Sapphire Card also gives you double points when you purchase airline tickets through Chase’s Ultimate Rewards website. There is also a complimentary Personal Concierge Service where you have 24 hour access “to get restaurant recommendations, help you find the perfect gift and more”.

Sign up for the Chase Sapphire Card

$75 from Bank of America Cash Rewards Visa

April 5, 2010

Bank of America has a new promotion going with their Cash Rewards Visa. When you open a new Cash Rewards Visa at BankofAmerica.com you can get up to $75 in bounus applied to your account.

You will receive a $50 statement credit when you make purchases totaling $50 within the first 60 days of account opening. There is also a $25 statement credit when you enroll your new account in Online Banking within 60 days of the account opening date. The statement credits should appear within 8-12 weeks after you complete the qualifying events.

The Bank of America Cash Rewards Visa is a cash back credit card. You will receive 1% cash back on all purchases using the card. There is a promo offer where you can earn 3% cash back on gas, grocery and drugstore purchases for the first 6 months.

What is unique about this card is that you get a 25% bonus for all cash reward redemptions of $300 or more. So if you wait to redeem your cash back until you have more than $300 available you will get an additional 25% back.

This card also comes with an introductory 0% APR for your first 7 or 10 billing cycles for purchases. The number of billing cycles depends on your credit score when applying. This card has no annual or inactivity fees.

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