Free $25 from Costco American Express

Get a $25 statement credit after your first purchase using the True Earnings Costco Card from American Express.

The True Earnings Costo American Express is a cash rebate card which also will act as your Costo Membership Card. Remember that Costco only accepts American Express credit cards, so this one will allow you to shop with it and earn cash back on Costco purchases.

In order to qualify for the $25 statement credit, the purchase must be made within the first three months of Cardmembership. Allow 8 to 12 weeks after your fist purchase for the statement credit to appear in your card statement.

Other Benefits of the card:

No Fee Balance Transfer Credit Card

You thought those no fee balance transfer cards were extinct right? Well I was able to locate one after spending hours tying to find a place to move $5000 that is on a Citibank 0% balance transfer that is about to expire.

Simmons First Bank is offering a new credit card that gives you a balance transfer of 0% for six months with no fee. After the six months the rate goes up to a respectable 8.95%, which is the standard interest rate on the card.

Some other benefits of this card are:

• No annaul fee on this card
• Travel Rewards program – earn 1 point per dollar on all purchases. The cardholder has their choice of any U.S. based airline, no black out dates, choice of ticket class, and no seating restrictions. Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
• Car Rental Insurance
• Travel Insurance

See the card details page for more information.

This has to be the last card I can find that offers a balance transfer with no fee. All other cards have at least a minimum 3% fee and many have no cap on that fee. I am definetly jumping in this to get another 6 months at 0%!

New Fidelity Retirement Rewards 2% Card

Has saving for retirement become more of a challenge these days? Well it looks like the people at Fidelity are trying to make it a little easier.

Fidelity has come out with a new American Express card that will give you 2% cash back on purchases. The 2% can be applied to any Fidelity Retirement account. The card is being labeled as their “Retirement Rewards” card.

What’s nice about this card is that there is no max spending limit. So theoretically if you spend $25,000 a year on this card you can have $500 deposited into your retirement account.

Features of the Card:

• You’ll earn 2 points for each $1 you spend on purchases
• Reach 5,000 points after you make $2,500 in purchases and $50 can be automatically swept into your Fidelity IRA as a current year contribution or other Fidelity account
• Enjoy more flexibility with additional WorldPoints® rewards options, including travel, merchandise, travel, and other rewards

Since this is an American Express you also get some of their standard card features:

• 24-hour customer service
• 0% fraud liability and identity theft recovery service
• Retail purchase protection for merchandise
• Travel security benefits including car rental loss & damage insurance and travel accident insurance

If you are on a tight budget and can pay off your credit card every month, why not get this card and use it in place of your debit card or checks. Before you know it you will be contributing to your retirement without spending any more than you did before. If you already have a Fidelity retirement account then this is a no braininer. If you don’t, opening one is very easy. You can rollover another IRA to Fidelity for free. (See details here)

You can find more detail on the card and apply here

If you are looking for a decent cash back card with no limits but where you get cash back instead, take a look at the Fidelity Cash Back Visa which earns 1.5% on all purchases with no limit on how much you can earn.

HSBC Weekend Card – Get 2% Cash Back on Weekends

HSBC has launched a new card called the “Weekend Card”. Essentially this card is a cash back card that earns you one percent back on purchases. This is pretty much similiar to all the other cards out there. What makes this card a little different is that any purchases made on the weekend will double your cash back from one percent to two percent.

There is no limit as to how much cash back you can earn with this card. The cash you earn can be redeemed in $25 increments.

As I have said before if you are using your credit card/debit card anyway, why not get some money back while doing it. Just be responsible and pay off that bill every month!

More Info on the HSBC Weekend Card

$20 Off $200 From Discover Card Mall Promotion

EDIT: This offer has expired.

Discover Card is once again offering their Holiday Mall Promotion where you can get a $20 Discover Gift Card for every $200 you spend using your Discover Card at shopping malls participating in the promotion.

You can earn up to $100 (5 $20 Gift Cards) for spending $1000 at participating malls per card account, meaning if you have more than one Discover Card you can keep earning! See the Promotion Page to see what malls are participating in this promotion.

You have between 11/01/08–01/04/09 to make your purchases and any gift cards received will be valid until July 31, 2009. According to the site there is no need to sign up.

Don’t Have A Discover Card? – Then take a look at the Discover More card. The More card offers 5% back on purchases in categories that change monthly while offering 1% cash back on everything else. Even better, the Discover More card is offering $50 cash back when you make $500 in purchases.

So if you spend that $500 at a participating mall, you will qualify for 2 $20 gift cards and the $50 cash back bonus totaling $90 for spending $500. Not a bad way to make 18%!!!

$50 Chase Freedom Bonus Ends Friday October 24th

I just received an update from Chase telling me that the $50 bonus when opening a Chase Freedom Credit Cardis ending on Friday.

This is unfortunate as I know quite a few people that made an easy $50 off of this deal. This is a one of Chase’s best cash rewards cards so getting an additional $50 for signing up makes it even better. So if you still want to get a great card with a great bonus make sure to Sign Up before Friday!

Here are more details on the card:
This card is flexible in the fact that you can switch between cash back and miles whenever you want. So if you are currently getting cash back, but then decided you want to use miles for a vacation, you can switch over to miles, use them for your trip, then switch back to cash back. Also, there is no annual fee with this card.

Here is the earnings breakdown:

• Earn 3% back at gas stations, grocery stores and quick service restaurants
• Earn 1% back everywhere else

Don’t forget that most grocery stores offer gift cards. So you can earn 3% on more than just gas stations, grocery stores and quick service restaurants. For example, the Dominick’s grocery store by me sells Home Depot gift cards, among may others. If I were to use the Chase Freedom Visa at Home Depot I would only receive the 1% back, but if I buy a $100 Home Depot Gift card from the grocery store, I would receive the 3% back. This is another little way to maximize your earnings with this card. Happy Shopping!!

What you need to do: Sign up for the Chase Freedom Credit Cardby Friday October 23rd.
Obligation: None
Initial Reward (if any): $50 after first purchase
Money to get started: $0
Things to Note: There will be hard credit inquiry applied to your credit report when applying for the card

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