SIGN UP TO RECEIVE THE LATEST POSTS VIA EMAIL!$200 Bonus For Opening Citibank Checking Account
May 14, 2008
I stopped off at Citibank this morning to pay my Home Equity Loan and saw a promo card at the counter for $200 free when opening Checking Account. Unfortunetly Citibank only allows one bonus per person per lifetime and I have already used mine on a similiar promo to this one. This is a good one to get in on if you haven’t had a checking account with them before. $200 is one of their higher bonuses.
Here is what you need to do:
- Call their new accounts line @ 1-800-374-9500 or go to a local branch (The rep said that you can also go to offer.citibank.com and enter the code, however you will not see a description of the promo)
- Tell them you want to open a new checking account and reference offer code CEMX
- Make a $1000 initial deposit by June 30th. (previously you could use a credit card to do this online, I did and it was treated like a purchase)
Bonus Payout Details:
- You will receive $100 after 3 months having direct deposit or using online bill pay for 2 bills per month.
- You will receive another $100 after 3 more months of direct deposit or bill pay usage.
This promo expires 6/30/08 so be sure to jump in on this one. Not a bad deal for only 6 months of using bill pay!
Open ETRADE’s Complete Savings Account and Get $25
May 6, 2008
For those of you that missed getting in on this bonus in February, Etrade has resurrected its $25 sign up bonus for its Complete Savings Account. All you need is a minimum deposit of $1. You need to open the account by 2/15/08.
The Complete Savings Account is currently offering an APY of 3.01%, so why not open it, get the $25, then start socking some money away at a high interest rate. I’m in on this one for sure!
Sign up on the Account’s promo page.
Deal Small Print:
$25 will be credited to your Complete Savings Account within 30 days of the account being funded with a minimum deposit of $1. Payments will be reported as interest income. Accounts must be opened by 5/31/2008 to quality for the $25 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.
Free $125 From Chase Free Checking Account
April 18, 2008
Chase has another $125 Promo going on when you open a Chase Free Checking Account with Direct Deposit. The first direct deposit of $100 must be completed within 60 calendar days of account opening. The $100 reward will be deposited into your new account within 6–8 weeks after the initial direct deposit. There is a minimum account opening balance of $100 required.
There are no fees on this account once you have established direct deposit into it.
How do I sign up?
You must open a Chase Free Checking Account online or in a branch by April 30th 2008. If you are going to open an account in the branch, please print out this page and take it in with you to make sure you get the right code on your account to receive your bonus.
Century Bank 4.01% Money Market
April 3, 2008
Century Bank Direct has a new 4.01% Money Market Account. There is a $1000 balance required to open the account, but there is no minimum balance once the account is open. There is also free personal checks and an ATM/Debit card that you can use to access your money.
They also have a 3.35% Online Checking Account.
Century Bank Direct is a division of Century Bank of Kentucky. Their Direct arm allows them to offer these accounts at higher rates nationwide. They are also FDIC insured, so there are no worries giving them your deposits, just stay under FDIC limits.
It seems like a lot of banks are trying to stay above that 4% mark. I hope so since my savings earnings are almost half what I was getting 6 months ago.
$100 Bonus from Key Bank Free Checking
March 31, 2008
Key Bank is giving out a $100 bonus when openeing a Free Checking Account. You must open the checking account by 4/25/08 and make a combination of two direct deposits and/or automated payments each of $100 or more by 6/27/08. You’ll receive a $100 MasterCard gift card within 90 days of meeting the requirements. Here are the details around the Direct Deposit and Automated Payment requirements that they posted in their smll print section: Direct deposit transactions are limited to: payroll, social security, pension and government benefits. Automated payments exclude Key Bill Pay, debit card automated payments, PayPal® transactions and account to account balance transfers.
If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
Here are a few of the Key Bank Free Checking Features:
Link to Account Details and Application Page
4.05% Money Market Account at Indy Mac Bank
March 27, 2008
Indy Mack Bank has a 4.05% APY on their E-Money Market Account. You must have a minimum balance of at least $1000 to open the account and must leave $1000 in there to receive interest. If your balance falls below $1000 at any time you will be charged a $7 monthly fee.
This is a basic Money Market account with no ATM Card or checkwriting privileges, but there is ACH functionality to move money in and out of the account to your local bank.
Link to Account Details and Signup Page
As interest rates keep falling this is a pretty good deal if you are looking for a place to stash your cash. However, don’t get your hopes up too high as I am sure they will adjust the rate down as soon as they get a flood of people opening accounts. So get in now if you want the high rate!
Thanks to reader Mike who emailed me about this offer.
