$220 Bonus from Bank of America Checking

If you are a current Bank of America credit card holder, then you are in luck! You can get up to a $220 bonus when you open a new checking account with them.

Here is how it works. You must open a new person checking account online by 12/4/2010 using the offer code: CHC220OL. You can open their free MyAccess Checking account to qualify for this promo. There are no fees on this account when you set up direct deposit. Since that is a requirement to get the $100 part of the bonus, this shouldn’t be an issue.

Once you establish direct deposit, you will receive a $100 statement credit. You must get the direct deposit going within the first 3 months of your account opening.

The rest of the bonus ($120) is paid out $20 increments when you pay your Bank of America Credit Card from your new checking account. You will receive $20 / month for 6 months each time you make that payment.

Your statement credit(s) will be applied to your credit card account within 60 days after the date of each qualifying transaction, provided that both your credit card and checking accounts are open and in good standing.

A $220 bonus is one of the larger bank bonuses that I have seen in a long time. If you are a current Bank of America credit card holder, then you should definitely jump in on this one.

Take a look at the Bank of America Promo page for more details!

Chase Business Checking $100 Bonus

Sorry guys, I just found out about this one. You can get $100 bonus when opening a Chase Business Checking account by August 20th 2010.

To qualify for this offer, you need to open a Chase BusinessClassic  Checking or Chase BusinessClassic Checking with Interest by August 20th and deposit a minimum of $1000 into the account within 30 days of account opening. The $100 bonus will be deposited automatically into your checking account within 10 business days after the minimum deposit requirement is met.

The Chase BusinessClassic account is a free checking account. To avoid any service fees, you need to have at least one of the following conditions:

• have 5 or more debit card purchases are posted to your checking account each statement period (withdrawals from the ATM or cash advance transactions do not qualify)
• link the checking account to a Chase Business Credit Card that is not delinquent, closed, charged off, or revoked and as long as the card balance exceeds $0 at least once during the current checking account statement cycle
• link the checking account to a Chase Premier Checking^SM or Chase Premier Platinum Checking^SM personal checking account
• maintain a monthly average balance of $4,000 to $7,500 (depending on region) in the checking account.

Check out the Chase $100 Bonus Page for more details.

ING Checking $50 Bonus

ING Direct is one again offering a $50 bonus when you open a new Electric Orange Checking Account.

To qualify for the bonus, all you need to do is open an account, activate your Electric Orange Debit MasterCard and use it to make at least 3 signature-based purchases within 45 days of account opening. Once this is completed, your $50 bonus will automatically be deposited into your account on day 50.

ING’s Electric Orange Checking Accountis exactly what is says, a checking account without paper, meaning you don’t get a checkbook. You can pay bills online and even have a paper check mailed, but it is all initiated from your online account. All statements are paper and you get a debit card that you can use at ATM’s or anywhere Mastercard is accepted.

You also can link your current bank accounts to your Electric Checking account that allows you to easily move money in and out of your account. The account also pays some interest on your balances. The interest amount is based on the amount of money you hold in the account.

If you are in the market for an online checking account, if you can get by without a checkbook, then this may be an option for you.

PNC $125 Bonus For New Checking Account

PNC Bank has a new checking account promo running where you can get a $100 bonus when you open a new checking account. You can then get another $25 bonus when signing up for online banking. This would bring it up to a total of $125 in bonuses for opening the account.

To qualify you need to open a new account using their online application by 7/24/2010. You then need to set up a direct deposit of at least $400 as well as make 10 debit card purchases to qualify for the $100 bonus. To get the $25 bonus you must make 5 online bill payments using the online banking. Both of these need to be completed within 60 days of the account opening to qualify.

The PNC Free checking account qualifies as a checking account that can be opened to get this bonus. The PNC Free Checking account has no monthly maintenance fees or minimum balance requirements. A unique feature of this account is that if you maintain a $2000 average monthly balance, they will reimburse you any foreign ATM fees. Most free checking accounts don’t offer a feature like this. You also receive fee online banking and bill pay

This bonus is only avaialbe to new customers, you cannot be a recently converted National City customer as well. The $125 in bonus will be deposited to your account within 60 days of the above conditions being met. They do spell out what is considered as a direct deposit. Here is the text from the offer:

A “Qualifying Direct Deposit” is defined as a recurring direct deposit of a paycheck, pension, social security or other regular monthly payment electronically deposited into a Free, Performance, Performance Select Checking account, or the Spend account for Virtual Wallet (each an “Eligible Account”) on a recurring month-to-month basis. The amount of each recurring Direct Deposit must be at least $400. The recurring Direct Deposits must be made by an employer or an outside agency

See the PNC Promo Page for more details

Perkstreet Financial Checking Earn Up To 5% Cashback

In a time when banks and credit cards are lowering rewards and interest rates, Perkstreet Financial has made some exciting changes to their Free Checking Account.

They already had a great deal where if your balance is $5000+, you receive 2% cash back on all non-PIN debit card purchases and 1% cash back if your balance is below $5000+. Well now they are also giving 5% back on those same non-PIN debit card purchases in certain categories that rotate each month. They will post that information to their Blog as it changes.  Here are the current 5% cashback categories for July:

• Buy gas by paying at the pump at any gas station in the country.
• Shop at Lowes®, Home Depot® and Menard’s®.
• Ben & Jerry’s ®, Dairy Queen®, Culver’s® and Cold Stone Creamery®.

Reading through that Blog it also looks like they post 5% cashback daily deals, for example they had one where you could get 5% on all Apple store purchases between 6/24 and 6/27. Talk about getting 5% back on an iPhone purchase, that would have been awesome!~~

(Note that during the first 3 months after opening your account you get 2% back on all non-PIN debit card purchases regardless of your account balance, then after those 3 months it will change do 1% if your balance is under $5000+)

The Free Checking Account does not pay interest and has replaced that by the amount of perks that you can rack up using the free debit card. There is no minimum balance required for the account, however you do need to have activity on the account each month to avoid a $4.50 inactivity charge. You can accomplish this by using your debit card, using their bill pay or have an electronic deposit or withdrawal happen at least once a month. They only require $25 when opening the account.

If you are looking to drop the large banks that only pay you zero to little interest, than you might want to take a look at this account. In terms of the cashback percentage alone PerkStreet Financial has created a very competitive checking product with their Free Checking Account

PNC $100 Bonus For New Checking Account

PNC Bank has a new checking account promo running where you can get a $100 bonus when you open a new checking account.

To qualify you need to open a new account using their online application by 7/9/2010. You then need to set up a direct deposit of at least $400 as well as make 10 debit card purchases.

The PNC Free checking account qualifies as a checking account that can be opened to get this bonus. The PNC Free Checking account has no monthly maintenance fees or minimum balance requirements. A unique feature of this account is that if you maintain a $2000 average monthly balance, they will reimburse you any foreign ATM fees. Most free checking accounts don’t offer a feature like this. You also receive fee online banking and bill pay

This bonus is only avaialbe to new customers, you cannot be a recently converted National City customer as well. The $100 bonus will be deposited to your account within 60 days of the above conditions being met. They do spell out what is considered as a direct deposit. Here is the text from the offer:

A “Qualifying Direct Deposit” is defined as a recurring direct deposit of a paycheck, pension, social security or other regular monthly payment electronically deposited into a Free, Performance, Performance Select Checking account, or the Spend account for Virtual Wallet (each an “Eligible Account”) on a recurring month-to-month basis. The amount of each recurring Direct Deposit must be at least $400. The recurring Direct Deposits must be made by an employer or an outside agency

See the PNC Promo Page for more details

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