Zecco New Account $100 Bonus Promotion
October 29, 2011
Zecco.com, a popular discount broker, is currently offering a $100 bonus when you open a new account. You need to be referred to be eligible for this promotion. You must also fund your new account with $10,000 and leave it in the account for at least 90 days after the account opening date. There is no trading requirement to receive the bonus unlike other brokerage bonuses.
Zecco Trading offers stock traders for a flat rate of $4.95 per trade and options for $4.95 + .65 per contract. They have an ACH feature that lets you move money back and forth between your Zecco account and linked bank account. Zecco also has quite a bit of community tools, where you can see what other traders are buying and selling. This is great if you are new to the stock market as you can follow others to determine your strategy. Another nice thing about Zecco is that there are no minimum balances, inactivity fees or trading requirements on the account, so trade as little or as much as you want as you only need to pay the trading commission.
To receive a referral you can either get one from a friend, or I can refer you. If you need a referral, complete the form below and I will get you one as soon as possible. Also note that once you have an account, you can refer others and receive a $100 bonus for doing so.
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(Budgetcents.net Pledge: your email will not be used for anything other than generating a referral to you)
Ally Checking Online Deposit
October 24, 2011
Great news for all of you with and Ally Checking Account, they have opened up the online check deposit for all accounts. So now you can deposit checks via your scanner from the comfort of your own home.
That was really the last hold out for most to open an account since you still needed a local bank to deposit your checks if you were uncomfortable with mailing endorsed checks through the mail. There is really no reason now to actually need an account at a physical bank.
The online deposit, plus the unlimited ATM rebates, paper checks, no minimum balances or fees and an account that earns interest, there is no reason you couldn’t make this your primary bank.
Ok, so for all you holdouts out there, please comment and let me know why you wouldn’t switch to and Ally Checking account? As the big banks like Chase and Bank of America are adding debit card usage fees, maintenance fees, as well as no interest on most of their accounts, why would you stick with them? Why would you want to pay extra so that they can have physical buildings when a bank really doesn’t need one?
They also offer high interest savings accounts as well as CD’s with great rates that link directly to your checking account. If you haven’t looked into an Ally Checking account as your current bank replacement you should.
$2 in Free MP3′s from Amazon.com MP3 Store
September 30, 2011
Through the end of today, Amazon.com is giving away $2 worth of MP3′s to anyone that wants it.
To receive this bonus, all you need to do is open the following link: Free MP3′s
Click the “Enter your Code” button, and then enter “FALLMP3S” (without the quotes). You should then see a $2 credit appear in your account.
Amazon.com’s MP3 store has been around a while and the nice thing about it is that it is DRM free, meaning once you buy the MP3 and download it, you can put it on any device that you have. It is not like iTunes, where you can only put it on yout iPhone or iPod. You can add MP3′s purchased from Amazon to your iTunes just by dragging it into iTunes, but you always keep the original MP3 file, so you can still use it anywhere you like.
Amazon.com MP3′s also work very nicely with their cloud player. Meaning that you can keep your music stored in the clound and stream it over the net to any of your devices that can run the player. In this case you don’t even need the file anymore, just the app.
Thanks to Amazon.com, I haven’t bought a CD in years!!!
Tradeking Promo – $100 Bonus Ends Friday!
September 26, 2011
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If you are looking to trade in your old expensive broker for a cheaper alternative take a look at Tradeking.com. They currently have a $100 bonus for new accounts that expires on Friday September 30th.
To qualify for the $100 bonus, all you need to do is open a new Tradeking Brokerage account by Friday September 30th. Then you need to deposit at least $1000 within 30 days and then make one trade within 180 days. Once that is complete, they will deposit a $100 bonus in your account.
Tradeking is a discount broker that offers a flat online trading commission of $4.95 per trade. That is extremely competitive with the other discount brokers out there.
Check out the Tradeking Bonus page for more details on how to sign up for this offer
If you want to learn a little more about Tradeking’s service, take a look at my Tradeking Review for more information. I have been using this account ever since and have been very happy with it.
Tradeking Promo 2011 – $50 Bonus With New Account
September 5, 2011
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The Tradeking Refer-A-Friend Promotion is back and this time it is twice as nice as last time. Right now when you open a new Tradeking account from a registered Tradeking account holder you can get $50 bonus. To qualify all you need open a new Tradeking account, deposit at least $1000 within 30 days and then make one trade within 180 days. That is it.
With Tradking’s commission being only $4.95 per trade, this bonus roughly equates to 10 free Tradeking trades if you choose to use it tht way. Note that the minimum funds of $1,000 must remain in the account (minus any trading losses) for a minimum of 180 days or the credit may be surrendered.
To receive a referral you can either get one from a friend, or I can refer you. If you need a referral, complete the form below and I will get you one as soon as possible
cforms contact form by delicious:days
(Budgetcents.net Pledge: your email will not be used for anything other than generating a referral to you)
Best 2% Cash Back Rewards Card
August 15, 2011

If you are one of the holdouts still not earning cash back on your credit card purchases, you make want to take a look at the HSBC Platinum Cash Back Card.
In my opinion this is the best cash back card and here is why….
- This card does not have a pre-spending limit before you can reach earn the 2%. For example like the American Express Blue Cash Card, you first need to spend 6500 on the card before you even qualify for the 5% everyday purchases. In the case of most people, in the long run, they will earn more cash back using the HSBC card from day one. Plus Amex is not accepted everywhere, so you have a better chance of acceptance with this card.
- This card pays 2% cash back on everything! No more having to decide what card to use when getting gas, groceries, etc. All purchases made will get you 2% back.
- Unlike the Fidelity 2% cash back card, the HSBC Platinum card does not require a brokerage account to be opened. So one less thing to do here.
- There is no annual fee with this card, so you pay nothing to have the option to earn 2% cash back.
- You can receive a cash back check as soon as your account reaches $25. This limit is a lot lower than other cards that won’t let you access your rewards until the $50 or $75 limit.
I have this card, and it is the only one my wife and I use. We have received over $475 cash back over the two years I have had it. Many people prefer receiving travel rewards, but we have found that there is no substitute to getting a check in the mail. It’s a little something extra that you can use to spend.
The application page for this card had disappeared shortly after I applied for it a few years ago. My thought is that they limit this card to so many people at a time. It is great news that it is now back again. My advice would be to get in on this one right away before they shut it down again. If you currently don’t have a cash back card, or a tiered one you really should take a look at this. For an easy comparison, take the amount of cash back you received on your current card last year, then divide it by the total amount you spend using the card last year. If that number is better than 2%, then you probably won’t need to switch, but I bet in most of your cases, it will be less!
You can find more details and how to aplpy on the HSBC Platinum 2% Cash Back Card Promo page.







