Discover Bank High Yield Savings

One account that tends to go unnoticed these days is the High Yield Savings Account from Discover Bank. The yield, currently 1.35% is higher than that of INGDirect’s Orange Savings and Ally Bank’s High Yield Savings account. To receive that high rate, you need a minimum balance of $500 in the account.

Discover Bank is the same institution that issues the Discover credit card, so they have been around for a while. In addition, they are FDIC insured up to $250,000 per account.

One interesting thing about Discover Bank is that you rarely see advertisements like the other banks. I am not quite sure why with such a high rate you think that they would steal away the competition. The High Yield Savings Account also has been been the Bankrate.com Top Tier Winner for consistently high yields.

There is an ETF feature that lets you move money in and out of the account to a linked checking account that you set up. There is also live 24/7 customer service in case you need to call them for any reason.

If you are looking for a safe bank with a high rate and great customer service, you should take a look at the High Yield Savings Account from Discover Bank.

$150 Bonus from American Express Premier Rewards Gold Card

There is a new bonus available from American Express Premier Rewards Gold Card where you can get 15,000 when you spend $1000 on the card within the first 3 months.

Those 15,000 points can be used for anything in the Membership Rewards catalog, but most notably they can be used for a $150 gift card at participating stores.

Premier Rewards Gold Card is a pretty decent cash back card, you get 3 times the Membership rewards when you purchase air travel, 2 times points with Groceries and Gas and 1 point per dollar on everything else. There is a $175 annual fee, but this is waived for the first year you have the card.

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

$100 OptionsXpress Bonus With New Accounts

There is a currennt OptionsXpress Bonus available where you can get $100 when opening a new account.

All you need to do is open a new OptionsXpress account, fund it with a minimum of $500, and make 3 trades within 1 year of the account opening. You also need to keep at least $500 in the account for 6 months. The $100 will then be paid out after those 6 months assuming you have completed the above requirements.

OptionsXpress offers a full set of trading tools. You can trade stocks, options, mutual funds and more. I have been using OptionsXpress for a while now and am very happy with their service, see my OptionsXpress Review for more details on their service.

This is an easy $100 in your pocket if you are looking for a new brokerage account and can handle making 3 trades. Check out the OptionsXpress Bonus page for more details on this offer.

Free Starbucks Coffee April 15th

In an effort to convert people from paper cups to reusable travel mugs to help save the environment, Starbucks is giving away free coffee on April 15th when you bring in your own mug.

Hey, that is tax day too, so if you are up all night finishing off those taxes why not wake yourself up with a free cup of joe?

The details on the promo page say that this is only available at participating locations, so you may ask first before you give them your mug!

$100 Chase Checking Account Promotion

For all of you looking for another Chase checking promo, there is a new one out there where you can get a $100 bonus when opening a new account.

You need to open a new Chase checking account by 5/28/2010 with a minimum deposit of $100. Then within 60 days from account opening, you either need to have one direct deposit, or use the debit card 5 times. The $100 bonus will be posted to your account within 10 days after one of those qualifying transactions.

Please note that to avoid monthly service fees, you need to either have one direct deposit or make 5 debit card transactions each month thereafter.

If you feel more comfortable opening the new account in the branch, there is a feature on the bonus page that allows you to email the coupon to yourself so you can take it into the branch with you.

Chase checking accounts come with a free debit card, free online banking, free bill pay and gives you access to over 15,000 free ATMS and hundreds of bank branches. I have opened one of these account for the bonus money and use it as a secondary checking account. I have a small part of my paycheck direct deposited into the account every month to avoid any monthly fees. It is kind of working as a small savings account for me as I forget that money is going in there.

See the Chase Checking Bonus page for more information.

$75 from Bank of America Cash Rewards Visa

Bank of America has a new promotion going with their Cash Rewards Visa. When you open a new Cash Rewards Visa at BankofAmerica.com you can get up to $75 in bounus applied to your account.

You will receive a $50 statement credit when you make purchases totaling $50 within the first 60 days of account opening. There is also a $25 statement credit when you enroll your new account in Online Banking within 60 days of the account opening date. The statement credits should appear within 8-12 weeks after you complete the qualifying events.

The Bank of America Cash Rewards Visa is a cash back credit card. You will receive 1% cash back on all purchases using the card. There is a promo offer where you can earn 3% cash back on gas, grocery and drugstore purchases for the first 6 months.

What is unique about this card is that you get a 25% bonus for all cash reward redemptions of $300 or more. So if you wait to redeem your cash back until you have more than $300 available you will get an additional 25% back.

This card also comes with an introductory 0% APR for your first 7 or 10 billing cycles for purchases. The number of billing cycles depends on your credit score when applying. This card has no annual or inactivity fees.