Alliant Credit Union Savings Still at 2%

If you are still looking for a high yield savings account that hasn’t had a rate drop in over 3 months, then you may consider Alliant Credit Union. Their Savings account is still sitting at 2% APY for the past 3 months without a drop. To get the 2% you must maintain a balance on $100 or more in the account

Their checking account is also at a decent 1.75%. To get the 1.75% you need to opt out of paper statements and have at least one monthly electronic deposit. They have an ACH feature that allows you to push and pull money to other linked accounts, which makes moving money around very painless.

Alliant is more of a cutting edge credit union, meaning they have features and benefits that other credit unions don’t. My favorite is the e-Deposit Plus. This allows you to deposit checks into your account by using a scanner. No more trips to the bank to deposit checks. Since Alliant is not located where I live, having an ATM, Checks and free online bill pay for taking money out of my account and direct deposit and e-Deposit Plus to put money back in, I never need to even go to the branch.

They don’t offer any debit rewards programs like other banks, but the high interest rates alone make up for that as you know most of those debit programs conversion rates are terrible.

Alliant Credit Union is based out of Chicago. To join you must be a member of a qualifying organization. A $25 one time membership to the National PTA is good enough to get you in which is how most people are allowed to join that don’t live or work in the Chicago area.

I have had a checking, savings, HELOC and HSA with Alliant for over 2 years now and use them as my main bank. They have excellent customer service and are always competitive with their rates. IF you have had it with banks that just offer teaser rates, or are tired of jumping through hoops in reward checking accounts to qualify for the high APY, you may take a look at Alliant Credit Union for your banking needs

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NOTE: For posts that contain bonuses, be sure to read the post for bonus expiration dates. Links may work but the bonus may have expired.

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