Citi Forward Card – 11,000 Citi Reward Points

Citibank has a new card out called the Citi Forward Card. They are advertising this card as the “get rewarded for good credit credit card”. When you make a purchase, stay under your credit limit, and pay on time for three consecutive billing cycles, they reduce your APR. The small print reads that you can get this reduction 8 times or a max of up to a 2% reduction in your APR throughout the time your account is open with them. If you tend to carry a balance, this may be attractive to you.

For the rest of us, what is attractive, is that they are giving 11,000 Citi Thank You points when you apply for the card and sign up for paperless statements within 3 months of openening the account. These points can be redeemed for a $100 gift card for various retailers in the Citi Thank You Network.

You also receive 5 reward points for every $1 you spend on books, movies, music and at restaurants. 1 reward point for every $1 you spend on other purchases. So what is great about this card is that you are now getting 5% back from Amazon.com since they are labeled as a “book store”. In addition you earn 100 points each billing period when you pay on time and stay under your credit line.

There is no annual fee for this card and they are offering a 0% APR for 6 months on purchases and balance transfers. Keep in mind that Citibank charges fees for balance transfers, so the 0% on purchases is a better deal here.

The Citi Forward Card seems like a decent reward card especially if you pay your bills on time. It is definetly worth a look if you are wanting a new credit card. See more details here.

---

NOTE: For posts that contain bonuses, be sure to read the post for bonus expiration dates. Links may work but the bonus may have expired.

---

Other Posts You May Be Interested In:

$200 Gift Card from Citi PremierPass Elite MasterCardRight now when you sign up for a Citi PremierPass Elite MasterCard and make $600 in purchases in the first...

25,000 Bonus Points from Chase Sapphire Preferred CardUpdate 2/1/2010: The 25,000 point bonus has been reduced to 10,000 points. That still gets you $100 when opening a new...

Still Alive: Make Money With the US MintBack in June last year I posted about making some extra $$ by purcharsing the newly released dollar coins. Well...