New Fidelity Retirement Rewards 2% Card

Has saving for retirement become more of a challenge these days? Well it looks like the people at Fidelity are trying to make it a little easier.

Fidelity has come out with a new American Express card that will give you 2% cash back on purchases. The 2% can be applied to any Fidelity Retirement account. The card is being labeled as their “Retirement Rewards” card.

What’s nice about this card is that there is no max spending limit. So theoretically if you spend $25,000 a year on this card you can have $500 deposited into your retirement account.

Features of the Card:

• You’ll earn 2 points for each $1 you spend on purchases
• Reach 5,000 points after you make $2,500 in purchases and $50 can be automatically swept into your Fidelity IRA as a current year contribution or other Fidelity account
• Enjoy more flexibility with additional WorldPoints® rewards options, including travel, merchandise, travel, and other rewards

Since this is an American Express you also get some of their standard card features:

• 24-hour customer service
• 0% fraud liability and identity theft recovery service
• Retail purchase protection for merchandise
• Travel security benefits including car rental loss & damage insurance and travel accident insurance

If you are on a tight budget and can pay off your credit card every month, why not get this card and use it in place of your debit card or checks. Before you know it you will be contributing to your retirement without spending any more than you did before. If you already have a Fidelity retirement account then this is a no braininer. If you don’t, opening one is very easy. You can rollover another IRA to Fidelity for free. (See details here)

You can find more detail on the card and apply here

If you are looking for a decent cash back card with no limits but where you get cash back instead, take a look at the Fidelity Cash Back Visa which earns 1.5% on all purchases with no limit on how much you can earn.

$100 OptionsXpress Promo

If you missed out on the $500 OptionsXpress Promo, don’t fret as OptionseXpress has a $100 referral bonus going on.

Basically what you need to do to qualify for the promo is the same, open an account (using the link below) with a minimum of $500. Make 3 trades and maintain a $500 balalnce for at least 6 months.The $100 bonus will be deposited into the new optionsXpress account within one month after meeting the terms and conditions of this offerI need to refer you for you to qualify for the $100 bonus.

Learn how you can get $100 when you open up a new optionsXpress account.

I just opened my OptionsXpress account during the $500 promo last weekend. So I really can’t comment on their service. Just so everyone is clear, OptionsXpress allows you to trade more than options. You can also trade stocks just like a regular discount broker.

So far the account opening and funding has been very smooth. I hooked up my checking account via their ACH manager and have already transfered in $500. I am just waiting for it to become available so that I can make my first trade.

Here’s to some more bonus money!

WTDirect Promo – Up To $250 Bonus for New Account

UPDATE: This WTDirect Promo has expired, their latest promo can be found here.

There is a new WTDirect Promo where you can get up to $250 for opening a new High Yield Savings Account. The amount of ther bonus is based on the amount that you open the account with.

Here are possible bonus levels:

• $250 bonus for $50,000 balance
• $200 bonus for $40,000 balance
• $150 bonus for $30,000 balance
• $100 bonus for $20,000 balance
• $50 bonus for $10,000 balance

See the Promo Page for more details

The bonus will be in addition to the 3.06% current APY that is being offered for money in this account. That is a pretty respectable rate considering the current market conditions. And don’t forget that WTDirect is FDIC insured, so no need to worry about moving your money here.

What you need to do:

• OPEN a new account HERE — use promotion code “WTG3DNC”
• LINK an existing bank account to your new WTDirect account during the application process.
• FUND your new account by initiating an online transfer by 12/22/08 12/31/2008.
• EARN your bonus — calculated by determining the average balance from 1/1/09 – 2/28/09. During that time, you will have 100% access to your funds.
• RECEIVE your cash bonus in mid-March. It will be deposited directly to your WTDirect account

WTDirect has had decent bonuses in the past, but they tend to end quickly once a lot of people start signing up. So get in if this looks attractive to you. I am jumping in on this once since I missed the previous bonus.

WTDirect Details:
WTDirect is a division of Wilmington Trust FSB which has been FDIC insured since 1994

Amazon.com: $99 Nintendo DS Video Game System

Amazon has a good deal going this morning for you video game fans. They are offering the Nintendo DS Pink Ribbon Version for only $99. Plus free super saver shipping.

The pink ribbon version is a limited edition that helps benefit breast cancer research. $5 goes to the Susan G. Komen for the Cure foundation from your purchase.

This is a good deal considering the other version of the Nintendo DS are still selling for $129.99. Get in before it is gone! This makes a great Christmas present for the kids in your family especially considering that the games run around $10-$30 each unlike the bigger console systems.

« Previous Page