Chase Identity Protection Review

I was asked to do a review of Chase’s Identity Protection offering by a reader Toby. Since Chase offers a 30 day free trial, I signed up about a month ago and wanted to do a quick review on it.

For just under $12 a month you get unlimited access to your credit scores and reports from all 3 bureaus. They also montior changes to your credit file daily. There is also a $100,000 fraud expense reimbursement if you ever become a victim of identity fraud. If that does happen you receive access to a personal fraud specialist to work with to solve any issues.

What is important to me is the real time monitoring of my credit data. Don’t get me wrong, free credit reports are great, but by the time you check a report the damage could already have been done. With Chase, they sent me an email the day I opened a new credit card account letting me know that a new account was opened in my name. What was cool was that I could dispute the alert right there if I had not opened the account that I received the alert for. Most other identity protection sites tell you to call the credit bureau and don’t want to help you out.

I was able to pull my credit reports multiple times without issue. The site also does a very good job of explaining to you how your credit score is compiled and what things you can do over time to improve it. Obviously I wasn’t a victim of fraud within the first 30 days I tried it so I can’t comment on the persoal fraud assistant, but overall I was happy with the service that they provide. I decided to keep the Chase Identity Protection and cancel the service I had from Experian. For the money Chase offers me more features and fraud services, should I need them.

If you currently don’t have any fraud protection offering, I would suggest that check out Chase’s Identity Protection. Or at least just try it free for 30 days to see if it is something you may find useful.

TradeKing $50 New Account Bonus

EDIT: This promotion has ended. Their latest promo can be found HERE.

To help celebrate National Friendship Day, Tradeking has a $50 refer a friend promo going on until August 31st.

To qualify for the free $50 bonus, you must open a regular brokerage account by August 31st, fund fund account with at least $1,000 within 30 days of opening the account, and make a minimum of one trade within 180 days of account opening. The bonus will be paid within 90 days after your first trade is completed. Note that the minimum funds of $1,000 must remain in the account (minus any trading losses) for a minimum of 180 days of new account opening or the bonus may be taken back.

Tradeking is a discount broker that has a flat trading fee of $4.95 per trade. They have one of the lowest trading commissions out there. I have had an account with them for 2 years and have been very happy with their service as well as the trading features that they offer.

To be eligible for the bonus,you must sign up for an account via a referral email. If you are interested in this promo, please complete the form below with your email address and I will send you a referral email. The email will have details on how to sign up for the account.

Here is the small print about the promo offer.

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