Household Bank 2% Cash Rebate Card

Household bank has had their 2% cash rebate card out for a while, but it was only by invitation only. Well is seems that now it is available to anyone via this Sign Up Page.

This card gives you 2% back on all your purchases up to $400 cash back per year. So that means you have a max spending on this card for $20,000 per year, after that you do not earn a rebate. If you spend more than $20,000 per year on your credit card you may think about another cash back card to maximize your earnings.

This is the best overall cash rebate card that doesn’t require you to have a minimum spending like the Amex Cash Rebate Card to get the top tier rebates. There is also a Countrywide 2% cash back card available, but you have to have a savings account through Countrywide with a minimim of $10,000 in it. You redeem your cash rewards in $25 increments.

One thing to note on this card, it says the annual fee ranges from $0 - $79. This is the range for all their cards. The 2% cash back card has no annual fee. I applied for the card yesterday and on the page before you accept the terms and conditions, you see it says ANNUAL FEE: 0$. Make sure that you see this prior to accepting the terms and conditions.