Century Bank 4.01% Money Market

Century Bank Direct has a new 4.01% Money Market Account. There is a $1000 balance required to open the account, but there is no minimum balance once the account is open. There is also free personal checks and an ATM/Debit card that you can use to access your money.

They also have a 3.35% Online Checking Account.

Century Bank Direct is a division of Century Bank of Kentucky. Their Direct arm allows them to offer these accounts at higher rates nationwide. They are also FDIC insured, so there are no worries giving them your deposits, just stay under FDIC limits.

It seems like a lot of banks are trying to stay above that 4% mark. I hope so since my savings earnings are almost half what I was getting 6 months ago.