3.9% Moneymarket at Nationwide Bank

Nationwide bank is currently offering a 3.9% APY on their Online Money Market Account. On their site they have it broken down into interest rate tiers but all tiers from $1 - $100,000+ will receive the 3.9% APY.

Even though the account pays 3.9% on a one dollar balance, you need to keep a $1000 minimum balance to avoid the $8 monthly fee. As this is a Money Market, standard Money Market Account rules apply and you can only make up to 6 pre-authorized withdrawals per monthly statement cycle, otherwise there will be a $5 fee for each withdrawal thereafter.

Nationwide’s Money Market Accounts offer the following features:

Attractive rates
Free online banking
Free online statements detailing monthly activity
Free ATM card upon request
Access to more than 32,000 Allpoint surcharge-free ATMs and 400,000 Visa®/PLUS ATMs across the country
Two free non-Nationwide Bank ATM transactions per month
Free money transfer between your Nationwide Bank accounts and from your accounts with other banks
Complete transactions online, over the phone, at an ATM, by mail
May be linked to a checking account for overdraft protection
$1,000 minimum deposit to open an account
FDIC insured

Account Details Page

Not a bad rate considering the other banks’ rates are in a downward spiral!

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