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New HSBC Bank Account Bonuses

February 21, 2008

hsbc.jpg HSBC has added a couple of Account Opening Bonuses for their Checking and Savings accounts.


Get $75 bonus when you open an HSBC Interest Checking Account – To qualify for $75 offer, you must open an Interest Checking Account with an initial deposit of $3,000 of new money. Account requires a $3000 monthly balance to avoid fees.
$75 Bonus Link

Get $50 bonus when you open an HSBC Premium Money Market Plus Account- To qualify for $50 cash gift, you must open a Premium Money Market Plus Savings Account with an initial deposit of $3,000 of new money. (NOTE: Only customers with an Interest Checking, Interest Checking Plus, EmployeePlusSM, Interest Free Checking or HSBC Premier checking account are eligible to open a Premium Money Market Plus account) There is no minimum balance required on this account.
$50 Bonus Link

Get $25 bonus when you open an HSBC Regular Savings Account – To qualify for the $25 cash gift, you must open a Regular Savings Account or Student Savings Account with $500 of new money and authorize automatic transfer of $10 or more from your HSBC checking account to your HSBC savings account. There is a $100 minimum balance to earn interest on this account.
$25 Bonus Link

The bonuses will deposited into your new checking account within 6 to 8 weeks after the requirements have been met.
These bonus offers end February 29, 2008!

You can apply online via the bonus links, visit any HSBC branch or call 1-866-257-3209 to apply by phone.

None of these accounts have stellar interest rates so if you open them be sure to do it with the minimum so that you can get your bonus.

Free $100 After Opening a Chase Free Checking Account

February 21, 2008

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Chase has another $100 Promo going on when you open a Chase Free Checking Account with Direct Deposit. The first direct deposit must be completed within 60 calendar days of account opening. The $100 reward will be deposited into your new account within 6–8 weeks after the initial direct deposit. There is a minimum account opening balance of $100 required.

How do I sign up?
You must print out THIS PAGE and take it into your local Chase Branch by March 31, 2008.

Free $100 from TDAmeritrade

February 21, 2008

tdsave.JPG Suze Orman is offering a $100 bonus when opening a “Save Yourself Account”.

When you open a Save Yourself account by March 31, 2008, you will receive a $100 bonus for making 12 monthly automatic deposits of at least $50 each. After 12 consecutive months of electronic deposits, TD AMERITRADE will verify that the deposits have been made and add $100 to your account. . There is no minimum top open the accout, but your first $50 must be deposited within 30 days of opening that account.

How do I sign up?

  • Go to the Sign Up Page
  • Enter code 701 in the “Take Control of Your Destiny” box.
  • Follow the instructions on the screen

4.25% Money Market at Flagstar Bank

February 20, 2008

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Ok you got me. This isn’t really a bank bonus. But with the rates falling as fast as they are, I thought I needed to highligh a bank that hasn’t dummped their money market into the 3-ish% realm yet as most have.

Flagstar bank still has their money market at 4.25%. This account almost reminds me of the GMAC Bank Money Market Savings since it offers both a Debit Card and Check writing. The only difference with the debit card is that there are no rebates, but if you use an ATM on the national Allpoint Network there are no ATM fees. There is also no minimum balance to open the account unlike the GMAC account.

There is no ACH feature, but you can add money via direct deposit and take it out using the debit card or checks.

I am definetly signing up for this one since this seems to be the best place to park my savings at the moment since it is currently sitting at Fidelity at 3.5%. Plus I am a sucker for a money market with check writing as I can float the interest for a day or two when doing a withdrawl.

Like to Details and Sign up Page

Unlimited Cell Phone Calling Plans

February 20, 2008

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T-Mobile threw their hat in the ring yesterday announcing their own Unlimited Cell Phone Calling Plan. So it now appears the four big players have now released some sort of unlimited plan.


 Here is the breakdown:

  • AT&T – $99.99 Unlimited Calling (available: 2/22)
  • Verizon – $99.99 Unlimited Calling (available: now)
  • Sprint – $119 Unlimited Calling, Text Messaging, Web, eMail and Picture Messaging (available: limited areas)
  • T-Mobile – $99.99 Unlimited Calling, Text Messaging, and Picture Messaging (available: TBD)

All of these plans will require an extra data plan if you have a smartphone. If you really only use minutes and send text messages, which I imagine is most of us, the T-Mobile plan looks like the best way to go once it is released.

However, not many people need unlimited calling and are just looking for a better deal. If this is you, look into these alternatives as well:

Discover Bank Account Bonuses

February 20, 2008

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Discover Bank has some account opening bonuses if you open a CD or a Money Market Account. The bonus depends on the amount of your initial deposit. Here is the breakdown:

  • Deposit $2500 and receive a $20 bonus
  • Deposit $50,000 and receive a $50 bonus
  • Deposit $100,000 and receive a $100 bonus

Their CD’s range from 3.09% to 3.99% APY and their Money Market is currently at 3.56% APY. Both require a minimum of $2500 to open so you are at lease guaranteed the $20 bonus. (See hyperlinks for other account features!)

I do not have any accounts with Discover Bank so I cannont comment on service, however I do have a Discover Credit Card and have never had any issues with service.

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