4.25% Money Market at Flagstar Bank

Ok you got me. This isn’t really a bank bonus. But with the rates falling as fast as they are, I thought I needed to highligh a bank that hasn’t dummped their money market into the 3-ish% realm yet as most have.

Flagstar bank still has their money market at 4.25%. This account almost reminds me of the GMAC Bank Money Market Savings since it offers both a Debit Card and Check writing. The only difference with the debit card is that there are no rebates, but if you use an ATM on the national Allpoint Network there are no ATM fees. There is also no minimum balance to open the account unlike the GMAC account.

There is no ACH feature, but you can add money via direct deposit and take it out using the debit card or checks.

I am definetly signing up for this one since this seems to be the best place to park my savings at the moment since it is currently sitting at Fidelity at 3.5%. Plus I am a sucker for a money market with check writing as I can float the interest for a day or two when doing a withdrawl.

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